Home loan cashback deals for December 2020

RateCity reveals the home loan lenders offering cashback deals $1,000 to $4,000 and more, as well as waived LMI and bonus Qantas frequent flyer points for December 2020.

ING shakes up its popular Savings Maximiser account

ING’s Savings Maximiser has announced changes to conditions for savers to earn its bonus interest rate. However, some customers may now be unable to qualify for the bonus rate if they're not careful.

Dumping Dollarmites: why CBA’s school banking scheme doesn’t pay

Parents with children enrolled in CBA’s Dollarmites should send their school a message by switching to a more competitive savings account, according to RateCity.com.au.

Best term deposits for November 2020

The Reserve Bank of Australia cut the cash rate to a new record-low of 0.10 per cent and Australian savers may be wondering where they can still nab a high interest rate term deposit.

Best savings accounts for November 2020

RateCity has done the hard work for you by ranking some of the most competitive savings accounts in the marketplace for both adults and kids with our Real Time RatingsTM system.

Home loan cashback deals for November 2020

This month, there are 27 lenders offering cashback deals of up to $4,000. The majority of which are for refinancing home loans.

Best new refinancing deals for November 2020

With the Reserve Bank of Australia cutting the cash rate to a new record low of 0.10 per cent, home loan borrowers have never had more ammunition when it comes to refinancing.

Should you pay off your credit cards before buying a house?

Whether your broker has recommended you pay down your debts, or you’re looking to boost your chance of approval, you may be wondering how much your credit cards play into your ability to get a home loan.

Is it bad to have a credit card and not use it?

Do you have a credit card but for whatever reason find yourself seldom using it? You may have wondered if this is actually a good or a bad thing, or if it can even impact your credit history.

What are the upfront costs when buying a home?

Here is a comprehensive look at the major upfront costs you may be charged when buying a home, their average costs, and how you can potentially avoid them.