871 articles written by Alex Ritchie

/does-credit-card-interest-free-period-work
Credit Cards

How does a credit card interest free period work?

You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.

/best-term-deposits-october-2020
Term Deposits

Best term deposits for October 2020

With another Reserve Bank of Australia-led cash rate cut tipped for November, could now be the time to lock in a competitive term deposit rate?

/afterpay-versus-credit-cards-better-finances
Credit Cards

Afterpay versus credit cards: which is better for your finances

A younger generation of Australians are turning to Buy Now, Pay Later services to fund their spending. But two of the big four banks are stepping up to the plate, offering a no-interest credit card alternative to Afterpay and its competitors.

/samsung-pay-partners-eftpos-when-contactless-payments-needed
Bank Accounts

Samsung Pay partners with eftpos when contactless payments needed most

Samsung Electronics Australia has partnered with eftpos to allow contactless transactions to be made through Samsung Pay, via the eftpos network.

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Savings Accounts

Are savings accounts free?

Are savings accounts free?

/new-home-lending-surges-highest-level-january-2018
Home Loans

New home lending surges to highest level since January 2018

New home lending made another surge in August, despite the fact Australia was staring down the barrel of a recession.

/credit-card-points-expire
Credit Cards

Can my credit card points expire?

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

/long-does-transfer-credit-card-balance
Credit Cards

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

/best-savings-accounts-october-2020
Savings Accounts

The best savings accounts for October 2020

With talk amongst economist and experts alike that the Reserve Bank of Australia may cut the cash rate close to zero per cent next Tuesday, it’s a challenging time to be a saver in Australia.

/everything-and-wallet-need-know-negative-interest-rates
Home Loans

Everything you (and your wallet) need to know about negative interest rates

There’s been a lot of chatter about the Reserve Bank of Australia potentially cutting the cash rate soon, but with only 25 basis points separating it from zero per cent, could we see negative cash rates in Australia?