871 articles written by Alex Ritchie

/shave-years-off-home-loan
Home Loans

How you can shave years off of your home loan

Your home loan is by far the biggest debt you will ever have, but there are ways you can shave years and thousands of dollars off of your loan. And it could cost as little as $50 a month to do so.

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Bank Accounts

Give your transaction account a financial health check

It can be easy to overlook the importance of having the right transaction account, but this new financial year is the perfect time to give the place you store your money a financial health check.

/20k-cost-withdrawing-super-early
Superannuation

The $20k cost of withdrawing your super early

Millions of Australians have already accessed their super early due to the impacts of the COVID-19 crisis, however there is a downside to raiding your nest egg – and it could seriously cost you.

/westpac-cuts-savings-rates
Savings Accounts

Westpac cuts savings rates

Australia’s second largest bank, Westpac, has today cut its savings account rates by 0.05 per cent.

/fixed-home-loan-rate-war-st-george-bank-melbourne-banksa-cut-rates
Home Loans

Fixed home loan rate war: St. George, Bank of Melbourne and BankSA cut rates

St George, Bank of Melbourne and BankSA cut fixed home loan rates by as much as 0.25 per cent, as the fixed rate war continues to rage.

/homeowners-mortgage-freezes
Home Loans

Where to now for homeowners on mortgage freezes

Were you one of the thousands of mortgage holders who paused repayments due to the economic impact of COVID-19? Here’s what you need to know if you’re coming to the end of your freeze period.

/young-women-majority-aussies-dipping-super
Superannuation

Young women majority of Aussies dipping into super

Young women make up half of one fund’s members withdrawing superannuation early under the government’s early release provisions, many of which are low-income earners, according to superannuation fund, HESTA.

/best-bank-accounts-park-money
Savings Accounts

The best bank accounts to park your money in for June 2020

Thankfully, there are still a range of helpful and competitive transaction and savings accounts on the market – you just need to do a little research.

/lowest-home-loan-rates-catch
Home Loans

The lowest home loan rates come with a catch

Home loan customers rejoice - there’s a new lowest variable home loan rate on the RateCity database, but it comes with a catch.

/disasters-home-insurance-cover
Home Insurance

What disasters can home insurance cover?

When you live in Australia, considering how a natural disaster may impact your home is an unavoidable reality. This is where home insurance can be a lifeline for disaster-affected households.