871 articles written by Alex Ritchie

/aussies-looking-sea-change-considering-sunshine-coast
Home Loans

Aussies looking for sea change considering the Sunshine Coast

Do the COVID-19 blues have you daydreaming of sunny Queensland and considering a sea change? You’re not alone, as the latest data from Image Property shows that the idea of moving to the Sunshine Coast is growing in popularity.

/happens-don-t-credit-score
Credit Cards

What happens if you don't have a credit score?

So, what happens if you don’t have a credit score? And how can you build up your credit history without risking falling into debt? Here are some helpful tips to guide you through developing your credit score.

/banks-continue-slash-savings-account-rates-cycle
Savings Accounts

Banks continue to slash savings account rates out of cycle

Does your savings account seem a little lacklustre lately? You’re not alone, as RateCity research reports that 46 banks have cut savings account rates in the last month.

/cash-rate-held-low-rates-grabs
Home Loans

Cash rate held but low rates are still up for grabs

The Reserve Bank of Australia (RBA) has today held the cash rate at a record low of 0.25 per cent for the fifth month in a row. But there are still record-low home loan rates up for grabs for borrowers willing to make the switch.

/afterpay-different-credit-card
Credit Cards

How is Afterpay different to a credit card?

Whether you’re struggling financially, or just running a financial health check for the new financial year, you may be considering whether your credit card is still the best financial tool to make payments, or if you should switch to other methods like Afterpay.

/best-savings-accounts-kids-july-2020
Savings Accounts

The top savings accounts for kids in July 2020

Teaching your children about money can be a challenging part of parenting, but one of the more convenient ways to do so is through a kids savings account.

/visit-bank-branch-during-covid-19
Savings Accounts

Can you visit a bank branch during COVID-19?

COVID-19 has changed the way Australians do a lot of everyday things, but when it comes to your banking, it’s crucial to know how visiting branches may be impacted.

/pay-taxes-credit-card
Credit Cards

Can you pay your taxes with a credit card?

If you owe money to the Australian Tax Office, or if you’re a sole trader or self-employed, you may be wondering if you can pay your taxes with your credit card.

/stamp-duty-paused-nsw-first-home-buyers
Home Loans

Stamp duty paused in NSW for first home buyers

First home buyers rejoice. Stamp duty - one of the biggest upfront costs and barriers for would-be-buyers in New South Wales - has been temporarily axed for new homes up to $800,000.

/best-savings-accounts-july-2020
Savings Accounts

The best savings accounts for July 2020

In an era of historically low interest rates, some savings accounts have become nothing more than a safe place to park your money. However, there are still some competitive rates out there, if you know where to look.