871 articles written by Alex Ritchie

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Home Loans

The top 5 questions to ask when choosing a home loan

Whether you’re working with a mortgage broker, or doing it alone, there are some essential questions you need to ask when choosing a home loan.

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Bank Accounts

Is it still safe to keep my money in a bank?

Let’s explore how the money you deposit into a bank is kept safe, and whether it is at risk of being compromised.

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Bank Accounts

Should I keep all my money in one bank?

Let’s take a look at some of the common myths of having one bank account and whether they are true or false, as well as some of the benefits of multiple accounts.

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Savings Accounts

Second cut in a month for Dollarmite savers

Australia’s largest bank, CBA, has today cut two of its most popular savings accounts for the second time in a month.

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Credit Cards

CBA launches Australia’s second no interest credit card in as many days

Australia’s biggest bank, CBA, has announced a no interest credit card – the second of its kind in as many days.

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Credit Cards

Booming buy now, pay later causing money troubles for 1 in 3 users

Almost a third of people who use buy now, pay later services are finding themselves in financial trouble, according to RateCity research.

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Credit Cards

Can I use my credit card to pay for a house deposit?

Buying a property is arguably one of the biggest purchases you’ll make in your lifetime, with the initial deposit costing a fair chunk of anyone’s savings. However, you may be wondering if a credit card is an accepted form of payment for a deposit?

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Term Deposits

Best term deposits for September 2020

Despite a low cash rate, there are still some competitive term deposits on the market if you’re willing to look around.

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Credit Cards

Can you buy a car with a credit card?

Typically, most Australians will save up for a car or take out a car loan. The former may require more time and effort, and the latter may incur its own fees and risks. But some Aussies may be wondering if they could put a car loan purchase on plastic.

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Savings Accounts

The best savings accounts for August 2020

Finding a savings account that offers a decent return in 2020 can feel a lot like looking for a needle in a haystack. However, the highest rates on the market may be accessible to you if you’re willing to consider switching providers.