Bad habits coming back: Australia’s credit card debt ticks up for 2nd month in a row

Australia’s total credit card debt has ticked up for the second month in a row, in a worrying sign some families may be resorting to the plastic to make ends meet.

Shrinking borrowing power: Homebuyers borrowing $126,000 less since 2020

If you applied for a home loan for a median-priced capital city house in October 2020, your borrowing power may have been $126,400 higher than a home buyer today, according to new research from RateCity.

What does a credit card concierge service do?

Often when we search for a new credit card we have certain features in mind that we're after. Some people value a low interest rate card with a long interest free period while others are looking to maximise their frequent flyer points and rewards.

ACCC savings enquiry welcome but customers should take matters into their own hands

RateCity welcomes any ACCC investigation into savings account interest rates, however, customers need not wait for the outcome of an inquiry to get a competitive deal.

New year, new home loan: 34 lenders offering cashback deals in January

This month, there are 34 lenders offering cashback deals for both refinancers and new buyers. These deals range from $1,500 to $10,000, depending on the size of your home loan. 

Does paying off a credit card immediately improve your credit score?

One of the best ways to boost your credit score so is by paying off your credit card debt. It may take a few weeks, or up to three months, for your credit score to update once you pay off your credit card balance.

Is it possible to get a credit card with no credit history? | RateCity

Not having credit can lead an issuer to decline your application for a new credit card, but it's different from having bad credit on your file

Top car loans to help you finance your 2023 car purchase

New year, new car? If you’re considering purchasing a new or used vehicle this year, it’s crucial that you compare your loan options carefully to ensure you choose the best option for your needs and budget. 

Can credit card rewards points be capped?

Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited. 

Is flooding covered by home insurance?

With more and more flooding events occurring in Australia, it’s a no-brainer to investigate whether your home insurance covers damages from floods.