The biggest credit card bonus points deals this December – up to 300k points on offer

Points chasers may be curious to know which credit cards are offering the biggest points bonuses on sign up this month. In December, there are ten credit cards offering six-figure bulk points bonuses on sign up.

What credit score do you need to finance a motorcycle?

If you’re looking to purchase a motorcycle but will be relying on a vehicle loan to do so, you will need to meet the lender’s eligibility criteria to gain approval. Generally speaking, this will involve having a credit score in the ‘good’ to ‘excellent’ range.

Can you afford home loan repayments?

Before you consider applying for your first or next home loan, it’s crucial that you crunch the numbers to discover if you can comfortably afford the repayments.

How to get a higher home loan?

You've found your dream property, but on checking your borrowing capacity, you come up short. There are some ways to strengthen your financial position and enhance your borrowing capacity to help you purchase your dream home.

Christmas cashback: 33 lenders offering cashback home loan deals in December

This month, there are 33 lenders offering cashback deals for both refinancers and new buyers. These deals range from $1,500 to $10,000, depending on the size of your home loan. 

Can I close my bank account over the phone?

In most cases, you can close a personal or business bank account over the phone. In fact, this is the one of the best ways to ensure you’ve closed an account properly.

Tesla Model Y 10th highest selling car: how to finance an electric vehicle

The Tesla Model Y is the 10th highest selling vehicle in the country. If you’re in the market for an electric vehicle, it’s worth knowing that many Australian lenders offer lower-rate ‘green’ car loans for just this purchase.

How often does your credit score change?

The frequency at which your credit score changes will depend on how often a bank, lender or service provider offers this information to credit bureaus, and how often a credit bureau assesses your individual credit history and payment behaviour. 

How to transfer a home loan to another person

If you have an outstanding home loan, it is possible to transfer this to another person. There are multiple options both parties can consider, but the process is not without some risk.

How to buy an investment property interstate

Most property investors usually start with a property in an area they know well, or at least in the city in which they live. But buying a property investment in another state is also a potential strategic move.