871 articles written by Alex Ritchie

/33-lenders-offering-cashback-home-loan-deals-december22
Home Loans

Christmas cashback: 33 lenders offering cashback home loan deals in December

This month, there are 33 lenders offering cashback deals for both refinancers and new buyers. These deals range from $1,500 to $10,000, depending on the size of your home loan. 

Can close bank account over phone?
Bank Accounts

Can I close my bank account over the phone?

In most cases, you can close a personal or business bank account over the phone. In fact, this is the one of the best ways to ensure you’ve closed an account properly.

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Term Deposits

The highest term deposit and savings account rates after the final RBA meeting for 2022

Savers are coming out on top amongst rate hikes, as interest rates climb above 4%. So, which savings accounts and term deposits are offering the highest rates to help your nest egg grow in 2023? 

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Home Loans

Will rate hikes continue in 2023? Or could we start seeing cuts?

Some major banks are tipping that rate hikes will continue into early 2023. However, relief is expected to arrive for homeowners, with the next rate cut forecast for late 2023 or late 2024.  

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Car Loans

Tesla Model Y 10th highest selling car: how to finance an electric vehicle

The Tesla Model Y is the 10th highest selling vehicle in the country. If you’re in the market for an electric vehicle, it’s worth knowing that many Australian lenders offer lower-rate ‘green’ car loans for just this purchase.

/pets-not-family-top-priority-first-home-buyers
Home Loans

Pets, not family, a top priority for first home buyers

When it comes to a space to call your own, first home buyers are prioritising space for their pets over proximity to family, according to new research from Commonwealth Bank of Australia. 

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Credit Score

How often does your credit score change?

The frequency at which your credit score changes will depend on how often a bank, lender or service provider offers this information to credit bureaus, and how often a credit bureau assesses your individual credit history and payment behaviour. 

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Home Loans

How to transfer a home loan to another person

If you have an outstanding home loan, it is possible to transfer this to another person. There are multiple options both parties can consider, but the process is not without some risk.

/how-to-buy-an-investment-property-interstate
Home Loans

How to buy an investment property interstate

Most property investors usually start with a property in an area they know well, or at least in the city in which they live. But buying a property investment in another state is also a potential strategic move.

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Superannuation

How much superannuation should I have?

The amount of superannuation you need to have at retirement is based on how much money you would expect to spend each week during your retirement.