Jodie Humphries

How to choose an energy plan

Comparing energy plans from Australia’s top retailers isn’t simply about finding the cheapest contract. Here are some other factors you should consider.

What is EnergyAustralia’s Total Plan?

EnergyAustralia offers a Total Plan with fixed rates and guaranteed discounts across various cities. Read on to find out how much you’ll have to pay for the plan.

LPG vs natural gas: which should you buy?

A natural gas connection may appear to be the more efficient choice in the cities. But LPG may be more practical for customers elsewhere.

Top eight Australian energy providers in 2021

Are you looking for the top energy providers in Australia? We’ve rounded up the top eight retailers for 2021 and how you can get a quote from them.

How to improve your chances of getting approved for a home loan

A major part of the home buying process is getting a suitable and competitive home loan. Unfortunately, a large percentage of home loan applications are often rejected for avoidable reasons.

Income protection vs. mortgage insurance: What you need to know

Both income protection insurance and mortgage protection insurance are income replacement products with different types of coverage. The most significant difference is that you can only use mortgage protection to cover your mortgage repayments if you’re unable to earn an income.

What is a debt-to-income ratio, and how does it impact your mortgage application?

A debt-to-income ratio (DTI) compares the amount of money you earn to the amount of money you owe to various lenders and credit card providers. It’s used by lenders to judge whether you can repay your mortgage comfortably or not.

Do you pay super on bonuses? | RateCity

If you’re awarded a bonus from your employer, it might have an impact on the amount of superannuation you get.

A guide to single-parent home loans

As a single parent, you have specific concerns and financial goals, which may include buying a home. Get information about single-parent home loans to help you. 

What happens to a reverse mortgage when the owner dies?

When a homeowner dies with an outstanding reverse mortgage, their home may be sold to repay the debt. However, their family may need to move out of the house first.