Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Credit Score

Does closing accounts affect your credit score?

When closing credit accounts, check how it affects your credit score. It may not always affect your credit score, but you need to consider a few factors.

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Car Insurance

Can I claim car insurance if it is my fault?

Before filling out an at-fault car accident insurance claim, consider checking the coverage included in your policy to see whether your claim will be accepted.

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Credit Score

What to do if your credit score dropped for no reason

If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.

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Car Insurance

Your comprehensive guide to over 50 car insurance 

If you’re over 50 years old, applying for car insurance has its own benefits. Find out how you can get the best deals on your over 50 car insurance. 

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Credit Score

Illion credit reports

Find out what an illion credit report is, how it impacts your creditworthiness and how having a good (or great) illion credit score helps you as a borrower.

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Credit Score

Can debit cards help your credit score?

Unlike credit cards, debit cards don’t involve taking on debt. Debit card transactions, therefore, don’t have any impact on your credit score.

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Car Insurance

Can I buy one-day car insurance?

Are you looking for temporary car insurance? Here’s how to insure a car for one day, one week or just a few months.

/does-paying-off-mortgage-early-affect-credit-score
Credit Score

How does mortgage affect credit score, and credit score affect mortgages?

When buying a home you may wonder how your mortgage affects your credit score. Check your credit report to know how a mortgage affects your credit score.

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Credit Score

How to cancel your credit card without hurting your score

Since your credit score is based on your current as well as past financial transactions, cancelling a credit card may impact your credit rating.

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Car Insurance

How do I cancel car insurance?

You should be able to talk to your insurer and cancel your car insurance policy at any time. However, you may need to pay cancellation fees.