Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

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Savings Accounts

What are the pros and cons of a savings account?

Want to open a savings account but not sure if it’s the right financial decision? It may be worth weighing up the pros and cons of having a savings account to help you decide.

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Energy

How do I find the current energy supplier in my neighbourhood?

Finding out who your energy supplier is can take just a quick phone call or internet search. You could also find your energy provider on your latest energy bill. 

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Home Loans

Is it possible to refinance with late mortgage payments? 

There are many reasons to refinance a home loan. They may include switching to a lower interest rate, consolidating multiple debts into a single loan, leveraging the equity in your home, or accessing flexible payment terms. Refinancing might also be a viable solution to help you manage your mortgage if you fall behind on your repayments. Lenders will decide if they’ll allow your loan to be refinanced under these circumstances on a case-to-case basis. However, there are other steps you could take before refinancing a mortgage in arrears, such as reassessing your overall finances and speaking to your current lender.

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Home Loans

Can a reverse mortgage calculator help me estimate my borrowing limit?

While you can borrow at least $10,000 through a reverse mortgage, consider using a reverse mortgage calculator to estimate how much more you could borrow.

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Energy

How to find gas and electricity deals for pensioners

Energy bills can be expensive, but there are a few things pensioners can do to keep the costs as low as possible. Learn how you can find some of the best gas and electricity prices for pensioners.

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Energy

How to set up your gas and electricity plans when moving house 

Moving house? Gas and electricity set-up in your new place shouldn’t cause stress if you have the right information. Find out what to do to start the process. 

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Energy

When can I switch energy suppliers without penalty?

If you are looking to switch to a new energy supplier without paying a penalty, here are a few tips to keep in mind.

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Energy

How do I switch energy providers?

You may wish to switch gas and electricity suppliers because you’ve found a better deal. Learn about the steps you’ll need to take and what the switch may cost you.

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Energy

How to save electricity at home in Australia

Australia’s energy prices are among the world’s highest. Here are five easy ways to help you save electricity.

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Home Loans

What is a reverse mortgage and are you eligible?

Using a reverse mortgage, you can convert the equity of your home into cash if you meet certain requirements. Learn more about reverse mortgages and find out if you’re eligible.