Laine Gordon

Investors set to heat up property market

RateCity looks at the surprise investment boom in the property market as higher rates push home owners out. An increase in the size of home loans taken on by Australians is a concern, especially for first home buyers who generally earn less money, and will have a harder time affording any increased mortgage repayments.

Can you really save more with a home loan package?

RateCity uncovers the benefits of choosing a home loan package over a regular loan if you are in the market for a home loan. But be careful of the catch - packaging can be harder to switch.

Lenders keep a tight grip on home loan criteria

Lenders are showing no signs of easing their tight lending criteria for home loans. RateCity shows you its new findings as well as tips on how to score the best home loan for first home buyers.

Credit card SOS Six steps to get control of your debt before the new financial year

Six steps that will help you get control of your debt before the start of the new financial year.

Can your business benefit from a credit card?

No matter if your business is a large corporation or a one-stop-shop from home, RateCity uncovers why your business may benefit from having a credit card.

Find the right credit card for your business

No matter if your business is a large corporation or a one-stop-shop from home, RateCity uncovers why your business may benefit from having a credit card.

How to save your home from another rate increase

With six rate rises over the past eight months and four rate rises this year alone, home owners are feeling the pinch after yet another rate hike this month. RateCity looks at why refinancing your mortgage may aid in reducing the financial pressure.

Getting a home loan in spite of a bad credit history

Have you ever forgotten to pay a bill or two? Or previously been declined for a loan? You may be one of the many credit-impaired people with a desire to get into the housing market but are unsure if your past is going to catch up with you. RateCity shows you how owning a home can be possible for those with a bad credit history.

The do's and don'ts of credit card use

Some people have one and some have four or five. When it comes to credit cards we use them for different reasons, but at the end of the day most of us could be a bit wiser when it comes to using them. RateCity runs through the do’s and don’ts when it comes to using your credit card.

Beat the mortgage blues Fluff your nest without the price tag

Saving to buy your own home can be tough, but what’s even tougher is meeting those mortgage repayments. Here are some simple tips and tricks to help you swindle some extra cash for rising mortgage repayments - without sacrificing on shopping.