Vidhu Bajaj

Buy your first home with a low deposit and no LMI with these government-backed schemes

The Home Guarantee Scheme (HGS) is an initiative by the Australian government to help eligible first home buyers purchase a home sooner

When can I apply for withdrawing superannuation benefits?

You can typically apply to withdraw super benefits only once you reach your preservation age and meet a condition of release, but there may be restrictions involved.

What is a car's trade-in value, and is it better to trade in a car than to sell it privately?

You can trade in your existing car to reduce the purchase price of your new vehicle, but you should know how to determine your car’s value to get a good price.

What is the super guarantee charge?

The ATO levies the super guarantee charge (SGC) on employers if they fail to pay an employee’s super guarantee on time and to the correct fund.

Can you use the equity in your home to set up a business?

You can take out a home equity loan or refinance your mortgage to unlock the equity in your home to set up a home office or a small business.

What should you know about renting out a property with a mortgage?

You can rent out a newly purchased property, but consider applying for the mortgage as an investor so that you don’t lose out on tax benefits.

Why is it essential to carry out a property title search before purchasing a property?

A property title is a legal document that contains important information about the property you are buying. By checking the property title records, you can find out who owns the property, whether there’s any mortgage secured by it, and more.

Getting a home loan as a sole trader: Is it possible?

Many traditional lenders may not be willing to offer a home loan to sole traders. However, there are other lenders who can help borrowers with the right track record.

Afterpay vs Klarna: Which is a better service? | RateCity

Klarna and Afterpay are popular buy now, pay later (BNPL) services, but they offer different benefits. Learn more in this detailed comparison.

What is a biofuel, and is it a good alternative to conventional transport fuels?

Learn about biofuels like E10 and biodiesel and how they can help you contribute to a cleaner environment.