Vidhu Bajaj

How much can I salary sacrifice into my super fund?

When you salary-sacrifice into your super fund you make a concessional contribution taxed at a lower rate, unless you exceed the cap available to you.

Afterpay vs LatitudePay: what is the difference between the two BNPL services?

Both Afterpay and LatitudePay are popular buy now, pay later (BNPL) services, but they have different terms and conditions you should learn about before choosing either.

What is a home equity conversion mortgage?

A home equity conversion mortgage is a way for homeowners above 60 to borrow money against the equity on their property - usually called reverse mortgages or home reversions.

Returning to work after a superannuation payout

Can you return to work after retiring and accessing your superannuation savings? Yes, this is possible, but you need to know the ATO rules.

Does refinancing a loan hurt your credit score?

Refinancing your loan can be an effective way to consolidate your debt and reduce your interest costs. But does it affect your credit score?

What is the SIS Act, and how does it impact the management of super funds?

The trustees of a super fund must ensure that they comply with the SIS Act of 1993. Members can also be helped by understanding how the Act protects their interests.

Can you borrow money against your superannuation?

While you are not allowed to access your super before you retire or meet another condition of release, it’s possible to borrow money against your SMSF in some situations.

What you should know about superannuation for under 18-year-olds

Gotten your first job and wondering how or what superannuation means for under 18-year-olds? Get all the information you need to understand super.

Can I take a loan from my superannuation fund?

You can’t access your super before retirement, but can you take out a loan you’ll pay back? There are select circumstances where you can get money from your super.

What are the additional charges you need to pay when buying a car?

If you're planning to buy a new car, ensure you leave some extra room in your budget to pay for the hidden costs you may not be aware of.