Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

192 articles written by Vidhu Bajaj

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Credit Cards

How the Amex Cashback Credit Card works, its benefits and fees

American Express commissioned a survey to help them understand the younger financial consumer, which led them to offer the AMEX Cashback Credit Card.

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Buy Now Pay Later

What is Gimmie, and how does it work?

Gimmie is a buy now, pay later platform that helps you make big purchases but spreads the payments over a range of flexible payment plans. Get to know Gimmie.

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Cryptocurrency

What are NFTs, how to purchase them and are they a good investment option?

Find out what Non-Fungible Tokens (NFTs) are, how you can buy them and some information on their value as investments.

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Credit Cards

What to do if you detect fraud on your credit card?

Many Australians fall prey to credit card fraud. Here is what you can do to protect yourself and what you should do if you are affected by fraud.

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Home Loans

How does a home loan partnership work?

Applying for a home loan in partnership with someone may help you increase your borrowing capacity, but both of you share the financial responsibility, which may make it complicated.

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Cryptocurrency

What is the Stellar network, and how does it work?

Learn more about the Stellar network and its native cryptocurrency lumens (XLM).

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Cryptocurrency

What is SafeMoon and how to buy it?

SafeMoon is a relatively new cryptocurrency launched in 2021 that generated a lot of interest in investors with increasing prices.

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Home Loans

Can you refinance a reverse mortgage to a conventional loan?

You likely can’t refinance a reverse mortgage to a conventional loan, but you could refinance your reverse mortgage to get more cash or save on interest.

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Home Loans

Home Equity Loan: Advantages and Disadvantages

A home equity loan has its disadvantages and advantages. If you’re looking to borrow against your house, check the pros and cons of taking on a home equity loan before you go ahead.

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Cryptocurrency

What is the Bitcoin Taproot upgrade and what is its impact?

Taproot is a Bitcoin (BTC) network upgrade that was implemented in November 2021 with the intention to enhance the speed and performance of the Bitcoin blockchain.