Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

206 articles written by Vidhu Bajaj

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Credit Cards

What is a business credit card and its benefits?

A business credit card is specifically designed for work or business spending. Discover the benefits and disadvantages of using a business credit card.

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Cryptocurrency

Dealing with cryptocurrency in a divorce settlement

Cryptocurrencies are digital assets that must be disclosed during divorce proceedings to ensure a fair division of assets between the partners.

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Home Loans

What are genuine savings, and how to use rent as genuine savings for a home loan?

id you know regularly setting aside some money as savings could make it easier to qualify for a home loan?

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Home Loans

Real Estate Investment Trusts (REITs): A jargon-free guide

Learn about REITs, equity and mortgage REITs in this jargon free guide made by RateCity

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Car Loans

Which are the best hybrid cars in Australia?

Find out about the best hybrid cars in Australia and how to pick one that’s right for you.

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Credit Cards

How the Amex Cashback Credit Card works, its benefits and fees

American Express commissioned a survey to help them understand the younger financial consumer, which led them to offer the AMEX Cashback Credit Card.

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Buy Now Pay Later

What is Gimmie, and how does it work?

Gimmie is a buy now, pay later platform that helps you make big purchases but spreads the payments over a range of flexible payment plans. Get to know Gimmie.

/what-are-nfts-and-how-to-buy
Cryptocurrency

What are NFTs, how to purchase them and are they a good investment option?

Find out what Non-Fungible Tokens (NFTs) are, how you can buy them and some information on their value as investments.

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Credit Cards

What to do if you detect fraud on your credit card?

Many Australians fall prey to credit card fraud. Here is what you can do to protect yourself and what you should do if you are affected by fraud.

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Home Loans

How does a home loan partnership work?

Applying for a home loan in partnership with someone may help you increase your borrowing capacity, but both of you share the financial responsibility, which may make it complicated.