Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

206 articles written by Vidhu Bajaj

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Car Loans

What are the additional charges you need to pay when buying a car?

If you're planning to buy a new car, ensure you leave some extra room in your budget to pay for the hidden costs you may not be aware of.

Home Loans

When should I get a survey done on my property?

While you don’t legally need to undertake a property survey, you can do so to learn about the home you are about to buy and prepare for any eventualities.

Car Loans

Which are the best small cars in Australia?

Discover the safest small cars recommended by ANCAP and other criteria you may compare to find the best small car for you.

Superannuation

Understanding inheritance tax in Australia

When a loved one passes away, you’ll have multiple financial matters to finalise. While Australia doesn’t charge death duties, there could still be tax liabilities to consider further down the line.

Credit Cards

How to pay your bills online with a credit card

Paying your bills online with a credit card depends on various factors, including your credit card provider, the type of bill, and the payment options provided by the merchant.

Superannuation

What are deeming rates for superannuation?

Deeming rates are used by the government to calculate your income from financial assets while determining your age pension entitlements.

Car Loans

Buying a demonstrator car

Considering buying a demonstrator car? Make sure you make the right decision and understand your purchase by being fully informed of the pros and cons of buying a demo car.