Vidhu Bajaj

Can I use a personal loan to refinance my credit card debt? | RateCity

It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.

Can you access your super for IVF treatment? | RateCity

If you’re looking for options to pay for IVF, it may be possible to access your super early to cover the cost of the treatment.

Difference between a home equity loan and a reverse mortgage? | RateCity

Accessing the equity in your home can be done via a home equity loan or reverse mortgage, but what are they? Understand what they are and how they work.

Do credit inquiries impact my credit score? | RateCity

Your credit score is a three-digit number representing how much of a risk you could pose to lenders when opening a new line of credit. It’s determined by applying some complex algorithms to the information in your credit file, which is essentially a record of your financial history.

Car insurance renewal tips to boost your savings | RateCity

If your car insurance policy is up for renewal, it may be a good time to review your cover and refresh it.

What is Limepay and how does it work? | RateCity

Limepay is a buy now, pay later platform that allows you to break down your purchases into four, interest-free instalments paid every fortnight. The platform completely integrates with partner merchants to provide a secure and seamless checkout experience without redirecting you to third-party sites.

Different ways to finance a solar power system for home | RateCity

Investing in a solar power system for your home could help you cut down your energy bills and also reduce your environmental impact.

What is the difference between pink and blue slip inspections? | RateCity

Pink and blue slip inspections refer to roadworthy inspections required to register a light vehicle in NSW. Find out whether you need a pink slip or a blue slip.

Can using a buy now pay later service hurt my financial health? | RateCity

Buy now pay later (BNPL) may appear as a more manageable way of buying big-ticket items, but you need to be aware of maintaining your credit score and overall financial health.

What is Bitcoin Diamond and where can you get it? | RateCity

Bitcoin Diamond (BCD) was developed to supposedly address the shortcomings of the original Bitcoin and offer an alternative option to investors.