Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

206 articles written by Vidhu Bajaj

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Superannuation

What is a super health check?

Contributing to super is crucial to ensuring a financially-stable retirement for Australians. A super health check can tell you how you’re progressing in your attempt to achieve this goal

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Credit Cards

What is my credit card account number?

Your credit card account number is the 15 or 16-digit card number that you’ll find printed on the front of the card, along with your name and the card expiry date.

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Car Loans

How much should I spend on a car?

In the market for a new car? You may be wondering how much to spend? Before buying, ensure you consider all costs beyond the purchase price.

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Cryptocurrency

What is Avalanche?

Avalanche is an advanced blockchain network that supports smart contracts. Find out what Avalanche is, how it works, and how you can purchase its native token, AVAX.

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Home Loans

Applying for a mortgage with a new job

Are you considering applying for a mortgage with a new job? It’s helpful to understand how a new job affects your application for a mortgage.

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Cryptocurrency

What is Dogecoin, and is it a good investment?

Find out about Dogecoin, the reasons behind its popularity and whether you should invest in it.

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Credit Cards

Here's how you can pay off multiple credit cards faster

Having multiple credit cards may help you earn reward points faster but you also run the risk of overspending. Find out about some of the ways to manage your mounting credit card debt and pay off multiple credit cards sooner.

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Home Loans

How to reduce your mortgage repayments

There are multiple reasons you may need or want to reduce your mortgage repayments. Here are some ways you can do it.

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Car Loans

Eco-friendly tips to improve your car’s fuel economy

If you’re looking for tips to improve the fuel economy of your car, changing the way you drive could save you some dollars and also help the environment.

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Car Loans

Which are the best 4WD cars in Australia?

Deciding on the best four-wheel drive (4WD) car in Australia is really based on what you need and how you’ll use it.