Vidhu Bajaj

How to buy a second property with no deposit

If you want to buy a second house, then raising funds for a deposit could be challenging. You can buy one without a deposit using the equity in your existing home.

Can workers' compensation be used to qualify for a mortgage?

Explore how worker's compensation can help you qualify for a mortgage.

What are genuine savings?

Learn about Genuine Savings, its constitutes and why is it important to qualify for a home loan

How long does a guarantor stay on a mortgage?

Have you bought your first home by keeping your parents as guarantors on the mortgage? Work out when it is the right time to release them as guarantors.

Fuel types for cars and how they differ

Learn the different types of popular fuels required for cars and their fundamental difference.

Should you invest in shares or super? | RateCity

Choosing between investing in shares and investing in super will depend on factors such as how much risk you want to take and how soon you want to make a profit.

Is home equity release the right option for you? | RateCity

Home equity release loans can help you access some of the money you’ve paid into your home without taking on additional debt.

What is a non-conforming home loan? | RateCity

A non-conforming home loan is offered to borrowers who don’t meet the standard lending criteria set out by major lenders.

What is PayPal Pay in 4 and how does it differ from other BNPL services? | RateCity

PayPal Pay in 4 is a buy now, pay later (BNPL) service available to PayPal users for breaking down their shopping into smaller, interest-free instalments payable over six weeks. Unlike other BNPL services like Afterpay, Pay in 4 doesn't charge any late fees to users on missing a repayment, but it can report the default to credit bureaus.

Payright: What is it and how does it work? | RateCity

Payright is a buy now, pay later (BNPL) service that allows you to borrow up to $10,000 to shop at select retailers and repay the amount in smaller instalments spread over three to 36 months. The platform also includes a dedicated home improvement category, and you can gain approval for up to $20,000 for spending under this category.