Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

206 articles written by Vidhu Bajaj

Buy Now Pay Later

What is Beforepay and what are the risks?

Beforepay is an app that allows salaried employees to borrow money and repay it from their next four pay cycles. Some may consider it to be a salary advance but it’s ultimately a loan that you’ll need to repay.

Superannuation

How to set up an SMSF?

A self-managed super fund (SMSF) can give you more control of your super but you must ensure the setup is accurate and pay attention to the details to avoid penalties.

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Cryptocurrency

What is blockchain: a quick introduction to the buzzword

Blockchain technology is the leading option for securing digital transactions, but the term is often misunderstood. What is Blockchain, and how might it relate to you?

Cryptocurrency

What is Algorand?

Algorand is a green public blockchain platform using a unique Pure Proof-of-Stake consensus mechanism to solve the blockchain trilemma.

Cryptocurrency

What is CoinJar?

CoinJar is an Australia-based cryptocurrency exchange platform that allows users to buy, sell, store, and trade cryptocurrencies.

Credit Cards

How to transfer Qantas Frequent Flyer points to another person

You may have Qantas Frequent Flyer points sitting in your account but no travel plans on your mind. You can actually transfer these Qantas points to a loved one and make their day.

Savings Accounts

How much should you have in your savings account?

We’re constantly told that we should be building up savings, but how do you work out how much you should have in savings? Here are some things that will help.