Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

192 articles written by Vidhu Bajaj

Buy Now Pay Later

How is Deferit different from other BNPL services?

Deferit is a buy now, pay later (BNPL) platform with a difference. Instead of facilitating retail purchases, it pays your bills on time while allowing you to pay them off in four equal fortnightly instalments without any interest. The service is available for a monthly subscription fee for months when there is an active bill.

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Cryptocurrency

What are blockchain forks, and why do they occur?

Forking in the blockchain is a process where the chain splits in two. Forks can be created accidentally or intentionally, and intentional forks are further classified into soft forks and hard forks.

Superannuation

A guide to in specie transfers

Non-cash contributions to superannuation accounts are known as in specie transfers. Find out what they are and how they work in relation to self managed super funds (SMSF).

Cryptocurrency

What are Bitcoin debit cards?

Bitcoin debit cards allow you to use your crypto coins for any online purchases or at any store conveniently and easily. Find out more about a Bitcoin debit card.

Home Loans

Who needs a commercial mortgage broker?

If you’re currently in the market for a commercial mortgage, having an experienced commercial mortgage broker on your team can help you get a great deal. They can also help guide you through the process, saving you precious time.

Credit Cards

What is a business credit card and its benefits?

A business credit card is specifically designed for work or business spending. Discover the benefits and disadvantages of using a business credit card.