Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

206 articles written by Vidhu Bajaj

/what-are-altcoins
Cryptocurrency

What are altcoins, and where can you buy them?

All cryptocurrencies other than Bitcoin are collectively called altcoins. Learn about different types of altcoins and where to buy them.

/how-to-redeem-woolworths-everyday-rewards-points
Credit Cards

How to redeem Woolworths’ Everyday Rewards points?

There are many ways for you to redeem points earned through the Woolworths rewards program.

/what-is-solarcoin
Cryptocurrency

SolarCoin: What it is, how it works and is it worth the hype?

SolarCoin, a blockchain-based cryptocurrency, claims to incentivise the transition by rewarding solar installations.

/how-is-deferit-different-from-other-bnpl-services
Buy Now Pay Later

How is Deferit different from other BNPL services?

Deferit is a buy now, pay later (BNPL) platform with a difference. Instead of facilitating retail purchases, it pays your bills on time while allowing you to pay them off in four equal fortnightly instalments without any interest. The service is available for a monthly subscription fee for months when there is an active bill.

/passive-vs-active-investing
Investment Funds

How does passive and active investing differ?

Passive and active investing are distinct investment strategies with different risk profiles and potential returns. Learn the difference between the two to find out which is suitable for you.

/what-is-income-protection-insurance-how-does-it-works
Income Protection Insurance

Income protection insurance: what is it, and how does it work?

Income protection insurance could help you meet your household expenses if you cannot work for an extended period due to an illness or injury.

/what-are-blockchain-forks-why-they-occur
Cryptocurrency

What are blockchain forks, and why do they occur?

Forking in the blockchain is a process where the chain splits in two. Forks can be created accidentally or intentionally, and intentional forks are further classified into soft forks and hard forks.

/guide-to-in-specie-transfers
Superannuation

A guide to in specie transfers

Non-cash contributions to superannuation accounts are known as in specie transfers. Find out what they are and how they work in relation to self managed super funds (SMSF).

/what-are-bitcoin-debit-cards
Cryptocurrency

What are Bitcoin debit cards?

Bitcoin debit cards allow you to use your crypto coins for any online purchases or at any store conveniently and easily. Find out more about a Bitcoin debit card.

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Home Loans

Who needs a commercial mortgage broker?

If you’re currently in the market for a commercial mortgage, having an experienced commercial mortgage broker on your team can help you get a great deal. They can also help guide you through the process, saving you precious time.