Home Loans Articles

Buying old vs building new: Which do you choose?

Buying a pre-occupied home versus purchasing a house and land package is one of the classic real estate questions. We weigh up their pros and cons.

Top 4 home renovation lessons courtesy of The Block

The most recent season of The Block wasn't just a good watch. It could also have some valuable lessons for your renovation project.

Will Gen Y ever be able to afford their own home?

Generation Y is more financially savvy than they're given credit for. They'll need these skills if they want to be able to afford a home loan in today's market.

Top 4 factors influencing house price growth

There are many factors that determine whether properties will grow in price in a neighbourhood, including supply and the quality of infrastructure.

Six things you didn't know about the capital gains tax

The capital gains tax is turning 20 this year. In anticipation of this, here are six things about it you might never have had a clue were true.

The signs of a healthy home loan

Is your home loan coughing and wheezing, or is it looking fit, fresh and ready to fight? Asking these questions could help you decide.

What's behind property capital growth?

Capital growth is more than just lower interest rates and affordable home loans. Elements like employment, population increases and liveability also matter.

Australia's demographic changes and your finances

The Intergenerational Report released last month has already made significant waves around the country, outlining the demographic changes that Australia is likely to see over the next 40 years. Commentators have been falling over each other to explain the implications these shifts will have for their chosen industries.

Top 4 tips for dealing with property price growth

You've been hearing all about rapidly soaring property prices - what can you do to get in on this growth without going bankrupt?

3 tips for choosing a luxury home

Luxury homes are not like ordinary types of property. If you want to walk away with the right one, it's important to take the right steps.

Which property hot spots are sizzling in 2015?

What are the property hot spots for 2015? It's, sometimes literally, the million dollar question. We offer a few options you might want to consider.

Top 5 ways to take advantage of rate cuts

The RBA may have held the cash rate this month, but it doesn't mean you can't take advantage of the low rate in a variety of different ways.

Top 4 renovation trends for 2015

Among the renovation trends that are set to dominate 2015 are healthy homes, multigenerational living and sustainability.

The signs of a thriving property market

Auction volumes, house prices and building activity are three of the major metrics you can use to evaluate whether or not the property market is going strong.

Top 5 uses for your equity

Buying a car, going on holiday, making renovations or investing - all of these are great ways to make use of your home equity.

What are your investment plans this year?

Do you know what investments gave the best returns last year? Using your home loan wisely could net you some pretty good returns.

What's all this chat about an RBA cut?

You may have been hearing more noise than usual about this month’s RBA meeting. The reason for this is it looks like the closest we’ve been to actually having a move by the RBA in about 18 months. Now that this talk has well and truly escaped the finance section and hit the headlines, the questions on many people's lips are why is this and what does it mean for me?

Top 5 summer home renovations

Looking for a renovation project to make your home just a little bit nicer this summer? Have a look through this list for some cool ideas.