Home Loans Articles

Should you fix your home loan?

Should I fix or float my home loan? That's a question you may ask yourself, but what's the answer? For one thing, it can be largely tied up in what the Reserve Bank of Australia (RBA) has set the official cash rate at — and what it plans to do with it in the future.

Five ways to grow your equity

Having substantial equity in your home can be a huge financial boon. Here are some great ways to maximise the amount you have.

Where are Australia's million dollar suburbs?

Sydney's median house price crossed the million dollar mark recently. Where else can Australians find similarly high-priced suburbs?

VIDEO: No rate move before Christmas. December RBA wrap

If you’re a borrower out there with a mortgage, don’t just wait for the RBA to move. The banks are cutting independently there’s a lot of great deals on the market.

Reserve Bank leaves interest rates on hold in December

The Reserve Bank of Australia has passed up the final opportunity of the year to move the cash rate, leaving rates steady at 2.5 percent at today’s board meeting.

Should Australians be taking their home loans offshore?

Some Australians choose to buy property in foreign locations, rather than domestically. What are the risks, and will it end up being worth it?

Should you sign up for a home loan for a new home or renovate?

Taking out a home loan to buy a do-upper is one option. But perhaps a new home is a better option for you? Consider your options carefully.

Should I fix my home loan?

Fixing a home loan interest rate can be an attractive option for borrowers because it offers repayment security but they aren’t as flexible. So should you choose a fixed or variable home loan?

Aussies giving up home loans for comfortable superannuation retirement

Will you sell your home to pave the way for retirement? A new survey shows one in 10 Australians plan to do so.

Will your home investment make you money?

If you're paying off a home loan, you might be wondering whether you'll profit when you sell in order to upgrade or downgrade. Read on for some handy advice!

Is it time to ditch the city for the country?

Those taking out home loans in Victoria may consider purchasing in regional areas, thanks to cheaper house prices, which drive down mortgage repayments.

Home loans for new homes increase in popularity

Taking out a home loan to buy a property is a common aspiration for many Australians. But should they buy a new dwelling or an existing home?

Are you underinsured for home and contents insurance?

Don't rely on your savings account to cover financial strife - secure home and contents insurance, and make surely you've got the appropriate level of cover.

Could NSW residents run their homes for less?

If your credit card debt is piling up thanks to hefty power bills, consider the recommendations of a recent report.

Five DIY kitchen, loungeroom and bathroom renovations

If you've got a home loan, consider using a line of credit to complete some simple home renovations around your property.

Aussies all out of home renovation ideas

If you've got a home loan, have you considered using your home equity to renovate? Surprisingly, fewer Australians are completing home renovations.

Moving to Australia: Bank accounts, credit and mortgages

Are you thinking about taking out a home loan or setting up a transaction account in a new country? Understand what the go is in Australia!

Video: How much can I borrow without breaking the bank?

Before you start looking for your dream home you need to calculate what you can afford to borrow - without blowing your budget or limiting yourself to a life of canned soup. Here’s a few tips to help you determine a comfortable mortgage so you can enjoy your new home but still have a life