Home Loans Articles

Low interest rates remain on hold! October RBA Wrap

The Reserve Bank of Australia has left interest rates on hold at 2.5% at its October meeting, which marks 14 months since the last rate cut and almost 4 years since the last rate increase.

The risks of a smaller home deposit

Australians are taking out home loans, often with limited deposits. But this means they're paying for Lenders Mortgage Insurance, while sellers are also putting themselves at risk.

New home trend: Micro apartments

Using a home loan calculator is just the first step to buying property. What if your lender denies you a loan, because your desired dwelling is too small?

Borrowing to renovate

If you have a home loan and want to start renovations on your home but don't have the cash - what are your loan options?

How to sort out issues with your landlord

Are you having trouble with your landlord? Don't let gripes turn into a costly exercise, affecting your savings account. Here are ways to resolve issues

What the spring housing boom has in store for buyers

Use a home loan calculator to establish your borrowing capacity and be aware of where the Australian residential property market is headed in upcoming months.

What the median house price buys in each state

Use a home loan calculator to work out your borrowing capacity, then start investigating what kind of property you could snap up for the median national price.

Why spring brings out the home buyers

Do you have a home loan? If you're thinking about refinancing in order to buy or are looking to sell, it pays to understand why buyers come out in spring.

First home buyer numbers diminish - record lows!

The number of first-time buyers taking out mortgages has dipped, but why?

How your home loan can earn you free travel

Are you thinking of taking out a home loan? Many lenders are offering sweet travel deals when you borrow to buy. Purchasing a home could lead to an exotic holiday.

Housing a growing family

Complete a home loan comparison when buying a property for a growing family, and follow these tips when searching for the perfect house.

Property exaggerations infuriate home buyers

Are you tossing up between investment funds and rental properties? Many Australians are feeling confident about buying real estate, but there are a few peeves.

Video: Record low interest rates hold! September RBA Wrap

Laine Lister chats with Peter Arnold, Product Director of RateCity.com.au, about the latest RBA rates hold announcement and the current record low interest rates.

How to handle a bad tenant in your investment property

Are you planning for retirement and buying a SMSF rental property? Here's what to do if you get a troublesome tenant - understand your state's tenancy laws!

Is now the time to buy property?

Use a home loan calculator to work out how much you can borrow, but pay close attention to the future of Australia's low cash rates, too.

Renting vs. buying: the costs and fees

When tossing up whether to take out a home loan or stay in the renting game, there are a number of factors to ponder. Which option is cheaper?

How to buy property: A step-by-step guide

From securing a home loan to obtaining building reports, there are plenty of steps involved when buying a humble abode.

Ways to add a touch of luxury to your home

Do you love the idea of luxury property but hate the price tag? Build up your savings account then complete some luxury home tweaks.