Australia’s new lowest rate green construction loan

Online lender, loans.com.au, has today reduced interest rates on energy-efficient ‘green’ homes to 2.08%. This is now the lowest rate on a green construction loan in the market.

What are some home equity loan alternatives?

Need cash fast but aren’t keen to take out an additional loan to dip into the equity you’ve paid into your mortgage? There are alternative options out there if you know where to look, some of which may charge little to no interest.

Home loan cashback deals for July 2021

With offers including cashback up to $4,000, waived Lenders Mortgage Insurance and bonus credit card rewards available right now, let’s explore some of the home loan deals on offer for July 2021.

How long does pre-approval take? | RateCity

Without pre-approval, you will not know exactly how much you can afford to spend on a property. Let’s explore how long it takes to be pre-approved for a mortgage and look at the home loan journey in full.

How to help your kids improve their credit score

Let’s skip the obvious advice of “don’t take on more debt than you can manage”. There are a range of practical steps you may want to consider taking to help develop a kid's credit history and improve their credit score.

Car loans on the rise as car sales boom in Australia

ABS figures show car finance loan commitments increased 4.7% in May 2021, while the FCAI reported strong results for new vehicle sales in June, with Toyota coming out on top once again.

Will multiple home loan applications affect my credit rating?

Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.

How to maximise your tax refund this new financial year

The end of financial year is here, and before you lodge your tax return it’s worth making sure you’ve dotted your t’s and crossed your i’s to maximise your potential refund.

How to perform a financial health check for the new financial year

The new financial year is almost upon us and it’s the perfect time to take stock of your personal finances and perform a financial health check. Using RateCity comparison tools, such as tables and calculators, let’s look at how you may perform a financial health check.

Over a quarter of homeowners thinking of selling in next five years

Thinking of selling your property soon? You’re not alone, with new research from big four bank, Westpac, finding four in ten (39 per cent) of homeowners surveyed intended to sell in the next five years.