Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Car Insurance

How to settle complaints with the car insurance ombudsman?

If you’ve made a car insurance claim and are unsatisfied with your insurer's response, the car insurance ombudsman may be able to assist you in settling your issues.

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Credit Cards

How to cancel a credit card?

You can cancel a credit card with just a phone call, but you should first check that you don’t have an outstanding balance or direct debits.

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Car Loans

Pros and cons of salary sacrificing to lease a car

Salary sacrifice allows you to pay for a car from your pre-tax income. It reduces your taxable income and total tax outflows. It can be an alternative to taking out a car loan or buying a vehicle outright. If you’re comfortable reducing your take-home income, salary sacrificing to purchase a car can provide significant savings.

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Car Loans

Novated lease vs. car loan – which one to choose?

You’re keen to buy a new car, but you may not have the entire amount needed to purchase it. So what are your options? You can, of course, pay a deposit upfront and take out a car loan for the balance amount. Or you can explore another option – a novated lease.

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Car Insurance

Can a dash cam lower your car insurance premium?

Many Aussies have a dash cam installed in their car, but can you get any sort of dashcam car insurance discount? Not at the moment, but it may help you with a claim.

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Car Loans

Selling a car before moving overseas

Are you moving overseas and selling your car? Find out ways you can get this done.

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Savings Accounts

How can I increase my savings quickly?

Increasing your savings can be easy if you are willing to put the time and effort into it. There are steps and tips to follow that will help you achieve your savings goals sooner.

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Energy

Yes Energy: An energy retailer focusing on electricity from renewable sources

As a newer energy retailer, YES Energy currently only sells electricity in South Australia, focusing on electricity from renewable sources.

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Car Loans

How to pay off a car loan early?

Can you save if you pay off your car loan early? How can you manage this, and what should you look out for?

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Superannuation

How do I qualify for the low income superannuation tax offset payment?

You might be entitled to a low income super tax offset (LISTO) payment if you earn less than $37,000 a year. Consider finding out how much you could receive.