Jodie Humphries

Personal loan vs car loan : which option works best for you

If you’re looking at ways to finance your car purchase, you may want to know the difference between a car loan and a personal loan. Compare the options and choose what’s right for you.

Why do you need to get actuarial certificates for your SMSF

If you have or manage an SMSF, you receive tax exemptions that require you get an actuarial certificate to claim.

How does a house get valued?

A house valuation typically occurs when you apply to mortgage a property you already own or for a mortgage for a property you’re looking to purchase.

Car repair loans: What you should know

When you need to get significant work done on your car, a car repair loan can help meet expenses. Compare car repair financing terms offered by different lenders before you borrow.

Can mortgage arrears affect my credit rating?

Mortgage arrears could impact your credit rating and appear on your credit file even without a full default. Discuss your financial situation with your lender before defaulting.

Can you stop paying the mortgage after a divorce?

If you’re going through a divorce, or have just finalised your separation, you and your former spouse may still be liable to pay your mortgage, so it’s best to discuss this before separating.

Loan against your car that is paid off

It is possible to get a personal loan against your paid-off car where the value of your vehicle is considered collateral for the loan.

Can you transfer a property to a family member for free?

If you’re looking to transfer property ownership between family members, you may wonder if it’s something you can do for free. Certain fees and charges may apply even if you gift the property.

Everything you need to know about rideshare car insurance

If you want to become a rideshare driver for companies such as Uber, Ola, etc., you’ll need car insurance for rideshare drivers.

Accessing your super at your preservation age

The superannuation preservation age is one of the key triggers for you to access the funds in your super account to support your retirement. How does it work?