Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Credit Score

How does a court judgement affect your credit score?

A court judgement can negatively impact your credit score for up to five years. Learn how to remove the judgement after repaying the debt.

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Home Loans

Everything you need to know about a LMI refund

You may get an LMI refund if you repay your home loan within 12 to 24 months, provided you fulfil the other eligibility criteria. In some cases, you can get a refund of up to 50 per cent of your LMI fee.

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Credit Cards

What are some of the reasons why a credit card application is declined?

There are many reasons why your credit card application was declined. Luckily, many have easy solutions.

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Bank Accounts

What is cardless cash?

Can you withdraw cash from an ATM when you don’t have your debit card? It's possible if your account has a cardless cash facility.

/can-car-safety-features-reduce-accidents
Car Insurance

Can car safety features reduce the chances of accidents?

Are you wondering how to improve car safety and prevent accidents? You need to stay alert while driving and follow traffic rules. Your car may also have some basic and advanced features that improve safety.

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Car Loans

Residual value on a car lease

What is the meaning of residual value on a car lease? To help you answer this, you should better understand how to calculate it and its significance.

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Energy

Altogether: A multi-utility service provider to communities | RateCity

Altogether, previously known as Flow Systems, delivers sustainable power through embedded networks to communities in multiple areas of Australia.

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Superannuation

How much in concessional super contributions can you carry forward? | RateCity

You’re able to carry forward your unused concessional super contributions cap from the last five years, but only if your total super balance is below the prescribed limit.

/difference-superannuation-and-pension
Superannuation

What is the difference between superannuation and a pension? | RateCity

Your superannuation gives you a super income stream or pension to meet expenses in your retirement. But can you also get the Age Pension provided by the government? What is the difference between superannuation and a pension?

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Car Insurance

Understanding the Australian luxury car tax | RateCity

Dealers or individuals who import luxury cars to Australia need to pay luxury car tax. Find out how this is calculated, when you may be liable to pay it, and when it is exempted.