Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Home Loans

Can you sell a house before paying off the mortgage? | RateCity

When you decide to sell your current house and buy a new one, you need to know how to sell a house while still paying the mortgage.

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Buy Now Pay Later

What’s the difference between Zip Pay and Zip Money? | RateCity

Buy now pay later platform Zip offers two options, Zip Pay and Zip Money, which have different features suitable for different customers.

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Cryptocurrency

What are DeFi services and how can they benefit you? | RateCity

Financial services offered on blockchains, also called Decentralised Finance or DeFi, may be helpful for investors in Bitcoin and other cryptocurrencies. Why are these necessary and how do they work?

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Energy

How Social Energy Australia puts power directly in your hands? | RateCity

Social Energy can help you store and distribute clean solar energy and is a market leader in solar power trading.

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Superannuation

Benefits and drawbacks of getting insurance through super | RateCity

Is it adequate to have insurance inside super? Consider the pros and cons of purchasing insurance through super and compare your options before getting the right life cover for your situation.

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Credit Cards

Decoding the David Jones Rewards program | RateCity

Enjoy various perks on your everyday spending at DJ’s with the David Jones Rewards Program. You could also earn points for your shopping at DJ’s with a David Jones credit card.

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Cryptocurrency

What is Binance? | RateCity

Binance is one of the largest cryptocurrency exchange platforms in terms of trading value, and Binance Coin (called BNB today) is its native cryptocurrency.

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Home Insurance

Home insurance for older properties | RateCity

Finding good home insurance for older properties can be challenging, but you can do it with a little research. Find out how.

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Superannuation

How much tax do I have to pay on superannuation contributions?

The tax due on your super depends on factors like how much you earn and whether the money has already been taxed. This explainer may help clarify the rules.

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Home Loans

What is the difference between a full doc and a low-doc loan? | RateCity

Non-standard borrowers like those who are self-employed may not qualify for a traditional full doc home loan, but there are lenders who offer low-doc home loans that don’t require standard income documentation like payslips for approval.