Jodie Humphries

humm: What is it and how does it work | RateCity

humm is a buy now, pay later platform that allows you to break down your purchases up to $30,000 into interest-free instalments spread over several months. However, not meeting the repayment schedule could see you hit with a late payment fee and could also hurt your credit rating.

A guide to mortgage statements for your home loan

Find out what is a mortgage statement and the information it contains.

What is Litecoin and how to buy it?

Litecoin is a cryptocurrency quite similar to Bitcoin but with faster transactions executed at a lower cost.

Bundll: What is it and how does it work?

Bundll is a buy now, pay later (BNPL) service that lets you shop for up to $1,000 at any retailer (whether online or in-store) that accepts Mastercard. However, unlike other BNPL services, bundll is designed to pay for your everyday purchases by clubbing your weekly spends into a single bundll that can be paid off in 14 days, without any interest.

Laybuy: What’s different about this retailer-centric bplatform?

Laybuy is a buy now, pay later service like Afterpay that lets you spend up to $1,200 on a wide range of products and pay off your purchases in six equal weekly instalments.

Openpay: How it works and other information you need to know

Openpay is a buy now, pay later (BNPL) platform used for everyday spending, meddical expenses into interest-free instalments, having a maximum spending limit of $20,000,

What is LatitudePay and how does it work?

LatitudePay is a buy now, pay later (BNPL) provider with a similar business model in New Zealand. It lets you spend up to $1,000 and pay it back in 10 weekly instalments, with the first instalment due on the day of the purchase.

What happens if I don’t activate a credit card?

Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.

What is a "Buy Now Pay Later" service?

Buy Now Pay Later (BNPL) platforms allow paying for your purchases using an app and repay the amount in affordable instalments over time.

What is a bad credit score and how does it affect you?

A bad credit score can make it challenging for you to be approved as a borrower, but you can work towards getting a better score.