Jodie Humphries

Finalising your purchase after mortgage pre-approval

Getting a mortgage pre-approval is an important step in your home buying journey. Find out the next steps after getting a pre-approved mortgage.

What are the advantages and disadvantages of paying off your mortgage?

You’re probably looking forward to the day when you no longer need to repay your mortgage. While you could pay it off early, you should also consider the pros and cons of paying off a mortgage.

Should you purchase your car with bank loan or dealer finance?

Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.

What is the loan-to-value ratio on a reverse mortgage?

While applying for a reverse mortgage, you should understand your loan-to-value ratio and how it impacts the amount you can borrow.

Calculating the market value of a property

When you’re buying, selling or refinancing, it’s handy to know how to calculate the market value of a property. Getting an estimate will help with the next steps.

What is an Initial Coin Offering (ICO)?

Businesses are exploring new and innovative ways to raise funds. One of these includes capitalising on the interest in cryptocurrency and initial coin offerings (ICO).

What is a home loan settlement and how does it work?

When you’re taking out a loan to buy a house, the process is completed with the home loan settlement. What does this involve, and how do you need to prepare?

Can I get a loan against my car?

Are you planning to take out a personal loan? You may be able to get a loan using your car as security.

How to beat the banks on mortgages?

Are you paying a substantial amount to the bank for your mortgage? There are a few ways you can pay less or finish it sooner. 

What is the average mortgage on a million-dollar home?

Before making plans to buy that million-dollar home, or refinance your current one, check what the average mortgage on a million-dollar home looks like.