Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

/crypto-digital-cryptocurrencies-mined
Cryptocurrency

If crypto is digital, how are cryptocurrencies “mined”?

Cryptocurrencies (often shortened to crypto) are, simply put, digital money. They are generated or “mined” through blockchain technology. It is not the same as mining ore but involves powerful computers trying to solve complicated problems.

/dapps
Cryptocurrency

What are dapps?

Decentralised applications (also known as dapps) are at the heart of many technologies. While they have been used before to run online multiplayer games, more recently the concept of dapps has been applied in blockchains and cryptocurrencies such as Bitcoin. 

/alternatives-buying-car
Car Loans

What are some alternatives to buying a car?

If you’re looking for some alternatives to buying a car, your options include carpooling, car subscriptions, ride-sharing, public transport, and more. Find out more about these options.

/need-know-nbn-evening-speed
NBN Plans

What you need to know about NBN evening speed

NBN evening speed refers to a period (generally at night, typically between 7pm and 11pm) when the internet tends to slow down because of increased traffic—i.e. everyone hopping online at once to surf the web or stream their favourite shows.

/credit-report-used-home-loans
Home Loans

Which credit report is used for home loans?

When reviewing your home loan application, lenders may request your credit report from one of three credit reporting bureaus, but only with your permission.

/invest-buy-now-pay-later-bnpl-companies
Buy Now Pay Later

Should I invest in buy now, pay later companies?

The Australian buy now, pay later (BNPL) market is attracting international attention and becoming highly competitive, but it may still be a good investment.

/pros-cons-buy-now-pay-later-option-businesses
Buy Now Pay Later

Pros and cons of the Buy Now, Pay Later for businesses

A buy now, pay later service could potentially help boost sales for retailers and B2B suppliers, but there are costs to pay. Discover more about buy now, pay later platforms for your business.

/total-bank-charges-home-loan
Home Loans

What are the total bank charges for a home loan?

When you are planning on buying a home, understanding the different types of costs involved can help avoid any unpleasant surprises later.

/prevent-qantas-frequent-flyer-points-expiring
Credit Cards

Do Qantas Frequent Flyer Points Expire? | RateCity

Find out when your Qantas points expire and what you can do to keep your account active. If you find that your Qantas points are about to expire, you can reset the clock by earning or spending a few points from your Qantas account.

/negative-equity-home-loan
Home Loans

What is a negative equity home loan?

The term negative equity home loan is used when the mortgage on the home exceeds its market value.