Jodie Humphries

How to Change Super Funds

If you’re not getting optimum returns and suitable features from your super fund, you may want to switch to another. So how do you select the right one for you, and how do you change superannuation funds?

How to pay your mortgage while on maternity leave

It’s common for new mothers to take a break from work to take care of their newborn baby. How will you manage mortgage repayments if your income reduces? Here’s how you can plan for this situation.

Salary Sacrifice Car - Is it worth it? | RateCity

If you’re employed with a regular income and need to buy a new car, salary sacrificing may be worth exploring. Find out how salary sacrificing could help you get a car loan and reduce your income tax.

Understanding mortgage guarantor criteria

If you are looking for home loan guarantor information, this article will provide an overview of the things you must know before you apply for a guarantor mortgage.

Can you refinance a home loan without equity?

Having low equity in your home doesn’t mean that you can’t refinance your home loan at all. However, it does limit your options and adds to your costs. This means that you might have to pay for lenders mortgage insurance (LMI), regardless of whether you’ve paid it before. 

What you should know about selling a financed car

Selling a car that is still under finance can be tricky, as the lender is technically the car’s owner. You may need the lender’s approval unless you can pay off the loan.

Why does Equifax charge for checking my credit score?

You can usually check your Equifax credit score for free at least once a year. In some other circumstances, you may have to pay for getting your credit report.

All about power factor

Keeping track of your power factor, which is a measure of the efficient use of electricity, may help your business save on electricity costs.

What’s the difference between a car lease and a hire purchase?

Are you looking for a car you can own or do you need one for a limited time? Learn the difference between a car lease and a hire purchase.

Mortgage Broker Commission Rates: What are they? | RateCity

Are you buying a new home and need the help of a mortgage broker? You may want to know more about the commission and trail commission your broker may receive.