Jodie Humphries

Do phone plans affect your credit score?

How do phone plans and non-payment of phone bills affect your credit score? Learn more about situations to avoid so your phone plan can affect your credit score positively.

Car insurance before buying a used car

Insuring a car before you buy it is often recommended, especially if the car is a used car. Find out how you can do it.

Finalising your purchase after mortgage pre-approval

Getting a mortgage pre-approval is an important step in your home buying journey. Find out the next steps after getting a pre-approved mortgage.

What are the advantages and disadvantages of paying off your mortgage?

You’re probably looking forward to the day when you no longer need to repay your mortgage. While you could pay it off early, you should also consider the pros and cons of paying off a mortgage.

Should you purchase your car with bank loan or dealer finance?

Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.

What is the loan-to-value ratio on a reverse mortgage?

While applying for a reverse mortgage, you should understand your loan-to-value ratio and how it impacts the amount you can borrow.

Calculating the market value of a property

When you’re buying, selling or refinancing, it’s handy to know how to calculate the market value of a property. Getting an estimate will help with the next steps.

What is an Initial Coin Offering (ICO)?

Businesses are exploring new and innovative ways to raise funds. One of these includes capitalising on the interest in cryptocurrency and initial coin offerings (ICO).

What is a home loan settlement and how does it work?

When you’re taking out a loan to buy a house, the process is completed with the home loan settlement. What does this involve, and how do you need to prepare?

Can I get a loan against my car?

Are you planning to take out a personal loan? You may be able to get a loan using your car as security.