Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

/change-mortgage-broker-good-idea
Home Loans

Can you change your mortgage broker, and is it a good idea?

Many Aussies have used a mortgage broker to help them get a home loan and guide them through the process. In doing so, some have had great experiences where they continue to use that broker for refinancing or purchasing an additional property. Others have not had great experiences, which have made them ask if they can switch mortgage brokers. 

/combine-first-second-mortgages
Home Loans

Should I combine my first and second mortgages?

If you’ve taken out two mortgages on your property, you may want to look for ways to consolidate the first and second mortgage as this could help you save on interest.

/chattel-mortgage-vs-hire-purchase-compar
Car Loans

Chattel mortgage vs hire purchase: how do they compare?

Choosing between a chattel mortgage or hire purchase arrangement requires deciding whether to buy a car for business purposes or simply leasing it for a fixed term.

/long-does-valuation-report-take
Home Loans

How long does a valuation report take?

If you’re buying or selling a house, you may want to know how much the property is worth. A valuation report helps you get a number based on a professional evaluation. 

/difference-real-estate-appraisal-evaluation
Home Loans

What is the difference between a real estate appraisal and evaluation?

There is a difference between an appraisal and an evaluation in real estate. You may need either when buying or selling a house, so find out what they mean.

/price-unit-gas-australia
Energy

What is the price of a unit of gas in Australia?

Gas prices in Australia are affected by several factors, including network and costs and transportation. The price you pay for gas can depend on where you live and how many people in your region opt for a gas connection.

/how-to-sell-your-car
Car Loans

How to sell your car

Whether upgrading or changing to a new set of wheels, how should you prepare for the sale of a car, and should you sell your car to a dealer? 

Why you should track the average energy price across Australia
Energy

Why you should track the average energy price across Australia

Tracking and comparing energy prices can help you lower your energy expenses and decide if you need to switch to another retailer. 

/maximum-amount-borrow-reverse-mortgage
Home Loans

What is the maximum amount you can borrow with a reverse mortgage?

If you’re considering a reverse mortgage, several factors impact the maximum amount that you can borrow.

/tax-deductions-investment-property
Home Loans

Tax deductions for your investment property

To make the most from your investment property, it helps to better understand its tax deductions. Find out more.