Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Energy

Fixed-rate or variable electricity: Which one is better?

Should you choose fixed-rate or variable electricity? This depends on you. Learn about the differences between these plans and help decide which one is for you.

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Energy

How are electricity prices determined in Australia?

Australia’s energy prices are among the world's highest. Understanding how consumers are charged can help you choose the right electricity provider and plan for yourself.

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Energy

How to save electricity and gas at home

Running up huge bills for electricity and gas? Let’s look at some ways to save money on electricity and gas so that you can bring your costs down.

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Energy

How to choose an energy plan

Comparing energy plans from Australia’s top retailers isn’t simply about finding the cheapest contract. Here are some other factors you should consider.

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Energy

What is EnergyAustralia’s Total Plan?

EnergyAustralia offers a Total Plan with fixed rates and guaranteed discounts across various cities. Read on to find out how much you’ll have to pay for the plan.

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Energy

LPG vs natural gas: which should you buy?

A natural gas connection may appear to be the more efficient choice in the cities. But LPG may be more practical for customers elsewhere.

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Energy

Top eight Australian energy providers in 2021

Are you looking for the top energy providers in Australia? We’ve rounded up the top eight retailers for 2021 and how you can get a quote from them.

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Savings Accounts

What to look for in a multi-currency account

If you’re looking to travel overseas in the future or trade in foreign cash, you may be interested in an account where you can keep multiple currencies in one place. Several financial institutions offer foreign currency or multi-currency accounts with affordable fees. Read on to know more about these accounts.

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Home Loans

How to improve your chances of getting approved for a home loan

A major part of the home buying process is getting a suitable and competitive home loan. Unfortunately, a large percentage of home loan applications are often rejected for avoidable reasons.

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Home Loans

Income protection vs. mortgage insurance: What you need to know

Both income protection insurance and mortgage protection insurance are income replacement products with different types of coverage. The most significant difference is that you can only use mortgage protection to cover your mortgage repayments if you’re unable to earn an income.