Jodie Humphries

When can I switch energy suppliers without penalty?

If you are looking to switch to a new energy supplier without paying a penalty, here are a few tips to keep in mind.

How do I switch energy providers?

You may wish to switch gas and electricity suppliers because you’ve found a better deal. Learn about the steps you’ll need to take and what the switch may cost you.

How to save electricity at home in Australia

Australia’s energy prices are among the world’s highest. Here are five easy ways to help you save electricity.

What is a reverse mortgage and are you eligible?

Using a reverse mortgage, you can convert the equity of your home into cash if you meet certain requirements. Learn more about reverse mortgages and find out if you’re eligible. 

Can I get a home loan with a low credit score?

You can apply for a home loan with a low credit score, but you may not get the best deal in the market. Check how to improve your credit score before applying.

What you should know about historical mortgage rates

Studying historical home loan interest rates can help prepare for future trends, which can be useful for homebuyers in deciding when to apply for a mortgage.

How do banks approve home loan applications?

Knowing how banks approve home loans will help you prepare correctly and maximise your chances of getting your application approved.

Can I take out a second mortgage on my home?

You may take out a second mortgage on your home if your first mortgage lender allows it. Consider checking the pros and cons before applying for a second mortgage.

Changing from owner occupier to investment property | RateCity

There are many reasons why you might want to move house. Perhaps you found a job in a different city, or your family has grown and the house or apartment no longer fits your needs. Whatever may be the reason for the change, you don’t need to give up the home you own when you move to another. 

What are non-concessional contributions to superannuation?

In addition to employer contributions, you may wish to add extra savings to super for a more comfortable retirement. Here’s what you need to know about non-concessional (after-tax) super payments to get started.