Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Credit Cards

At what age can I get a credit card?

Only legal adults can apply for a credit card in Australia, which means you’ve to be 18 years of age. If you’re under 18, see what alternative options are available.

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Home Loans

Home loans for single mothers in Australia

If you’re a single mother, getting a home loan is challenging but not impossible. Find out what you need to know before applying.

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Home Loans

Does Afterpay affect your home loan application?

When applying for a home loan, all your current debts are taken into consideration. So, what’s the impact of your Afterpay account on your home loan application?

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Home Insurance

Advantages and disadvantages of home and contents insurance

A significant benefit of home and contents insurance is that it’s cheaper than buying separate policies covering your home and belongings. Do check the coverage limits.

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Home Insurance

Do I need home insurance for renovations?

Home renovations can be very satisfying. They can increase the value of your property and can also bring in higher rent. However, an unforeseen accident on the site can cause severe headaches. Cover available under your house insurance during renovations may help to be prepared in such a situation.

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Credit Cards

What you should know about credit card refunds

You may wonder how long it takes for a refund to show on your credit card statement. Consider checking the card issuer’s refund policies.

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Credit Cards

How can I increase my credit card limit?

You may request a credit card limit increase either online or by phone. However, if you don’t qualify for an increase, the card issuer can refuse your request.

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Car Insurance

Do you know these tips to save money on car insurance?

Compulsory Third Party (CTP) car insurance is mandatory, but it need not be a burden on your wallet. You should explore how to lower your car insurance premium.

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Car Insurance

Your guide to third party property car insurance

Is third party property car insurance the right option for you? Learn what third party property insurance covers and who should consider it.

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Home Loans

Can a temporary resident get a home loan?

The living and investment opportunities in Australia have made it a home for expats, foreign citizens, and temporary residents. A temporary resident home loan allows you to buy a property in Australia, though you will need to meet specific requirements and conditions.