Jodie Humphries

Is it possible to get a personal loan for a house deposit?

Buying a home is a huge financial decision and needs careful consideration and planning. Getting a personal loan for your house deposit may be possible, but is likely to add complexity.

Does home insurance cover foundation damage?

Are you wondering if your home insurance policy will offer cover for foundation damage when you need it? While most insurers do provide cover, read on to find out what the inclusions and exclusions are.

How is seniors’ home insurance different from other policies?

With people living longer, there’s a growing demand for home insurance for elderly Australians. Find out what’s different about seniors’ policies.

What is the difference between a credit card and a debit card?

Simply stated, the difference between a credit card vs debit card is one is using borrowed funds versus using your own money.

What is capitalised interest on a mortgage? | RateCity

When you’re unable to pay even the interest on your home loan, it gets capitalised or added to the amount borrowed and increases the total sum you owe.

How can I check my home loan balance?

If you’re wondering how to check your home loan balance, there are a few options. You can check it either by calling your lender or using an online calculator. 

Do you need a home insurance broker?

If you aren’t sure about the type of home insurance cover you need, a home insurance broker may be helpful. Here are the pros and pitfalls.

How do insurance companies work out how much your car is worth?

If you’ve totalled your car, you might be wondering how insurance companies value it. See the process and the ways insurers make their estimate.

Can you have two home loans on one property?

It is possible to have two loans on a commercial or residential property. But before you take out a second mortgage, be informed about the advantages and disadvantages.

Landlord insurance vs home insurance

If you’re planning to rent out your home, it’s a good idea to understand what insurance policy options you have as a landlord. Find out the difference between landlord insurance and home insurance to determine which provides the right cover.