Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

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Home Loans

Can I get a home loan with no credit check?

With no credit check, home loans may not be approved by most lenders. If you’re facing bad credit issues, check how you can repair your credit score.

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Car Insurance

Alternatives to a car insurance cover note

Are you looking for temporary car insurance cover for your car? You can get the benefits of a car insurance cover note by using these alternatives.

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Home Loans

Can you salary sacrifice a home loan?

You may be able to salary sacrifice into a home loan if your employer allows it, but there may be limits on the amount of salary sacrificing possible. 

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Car Insurance

What you should know about third-party fire and theft car insurance

A third-party fire and theft car insurance policy covers your liability in an at-fault accident and also covers your car for fire damage and theft.

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Home Loans

Can you get a home loan on Centrelink?

It is possible to get a home loan on Centrelink payments; however, the application process can be challenging, and you will need to do your research.

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Car Insurance

How do I know if my insurance covers rental cars?

Your car insurance may cover the cost of a rental vehicle if your car is damaged in an accident or stolen. However, it may not cover the cost of any damage to the rental car.

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Car Insurance

How to claim car insurance in accidents where you’re not at fault

Have you ever wondered what would happen if you’re in an accident which wasn’t caused by you? Understand your options and what basic measures you should adopt if this happens.

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Home Loans

What happens to a home loan when someone dies?

A home loan can be a considerable debt that lenders may not be willing to write-off if the borrower dies

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Home Loans

How much deposit do I need for a home loan?

How much deposit do you need for a home loan? Most borrowers need to put up a deposit worth 20 per cent of their home’s value.

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Home Loans

Should I fix my home loan interest rate?

When finalising a home loan, should you opt for a fixed interest rate or a variable one? There are pros and cons to both, and being aware will help you to make a better decision.