Jodie Humphries

How to get pre-approved for a home loan

You can get pre-approved for a home loan online, via phone, or by meeting the lender. However, pre-approval doesn’t guarantee that you’ll get the home loan.

What is new-for-old car insurance and how does it work?

Most comprehensive car insurance policies offer new-for-old car replacement. Consider learning more about this to understand the eligibility criteria and the type of car you’ll receive.

What are the different types of credit scores?

When you apply for a loan or a credit card, the lender will check for your credit score. There are different kinds of credit reporting agencies, each with their own types of credit scores and systems of collating your financial data.

Can I get car insurance if my policy was cancelled?

A car insurer will only cancel your policy in extreme cases, and not before giving you written notice. However, this doesn’t stop you from buying another car insurance policy.

Can I be added to my parent’s car insurance policy?

Your parents can add you to their car insurance policy. However, there are some factors to consider before you do this.

Does car insurance cover hail storm damage?

If you’re concerned about repairing your car if it’s damaged by a storm, you’d be best to buy a comprehensive car insurance policy.

How important is a credit score for a rental application?

Will a landlord look at your credit score for renting? Your credit record plays an important part in determining whether you’ll be able to rent the property you want.

How does age affect car insurance premiums?

Car insurance premiums generally tend to go down as you gain more driving experience. But drivers under 25 and older than 70 tend to face higher premiums.

Does Afterpay affect your credit score?

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

How to add a driver to your car insurance

Your car insurance policy should cover anyone driving your car. It’s best to list other drivers on your insurance to ensure they are covered.