Jodie Humphries

How to take advantage of record low mortgage rates

The RBA’s decision to leave the cash rate on hold at 2 per cent for the 10th month in a row is unsurprising, to say the least, but little comfort for mortgage holders struggling to get ahead on their home loan repayments. One of the best ways to prepare for an increase in rates is to switch to one of the lowest interest rates on the market and put the savings you make towards additional repayments on your loan. Not only will this help pay down your loan faster, it will also reduce the amount of interest you pay your bank over the life of your loan by tens of thousands of dollars.

Are you ready to buy an investment property?

Property investment is a popular wealth creation strategy in Australia, and it’s easy to see why. Houses and apartments can be easier to understand than the share market, not to mention less volatile, and a shortage of stock can guarantee a steady capital gains trajectory.

Five steps towards a financially secure future

Think you’re too young to start planning towards a financially secure future? Think again. There are simple steps you can take to start managing your money early and take control of your financial security.

Simple ideas for adding value to your home

Whether you’re planning to sell now or simply want to keep your options open in the long-term, adding value to your home over time is a smart move for any homeowner.

Four property investment myths

Just under 8 percent of the Australian population owns an investment property, according to the Australian taxation Office, although a much higher proportion considers it – or ends up selling up and giving up on the dream of being a landlord.

How to make the most of low interest rates

With Australia’s official cash rate at a 53-year historical low of 2.5 percent, Australian home owners are enjoying lower mortgage repayments than ever.

Are SMSFs driving up property prices?

Property has long been a popular investment strategy for Australians. However, increased investment activity in residential property by self-managed superannuation funds (SMSFs) is worrying regulators amid concerns it may be pushing up house prices.

How to increase the value of your home

If Australia’s recent obsession with renovation and DIY TV shows is anything to go by, we are a nation of renovators. While the majority homeowners undertake home improvements for their own enjoyment, there is always the underlying motivation of adding value to their home when it comes to selling.

Does home size matter for a mortgage?

When it comes to property investment, size isn’t all it’s cracked up to be. At least not in the traditional perception of big is best. One-bedroom apartments, particularly in inner city areas, are increasingly popular with tenants – and investors are taking note.

How to slash your grocery bill and potentially help mortgage repayments

The biggest cost we face involves putting a roof over our head, with housing – rent or mortgage – accounting for 18 percent of our weekly spend. That's closely followed by the cost of feeding the family. Try these tips to slash your food bills.