Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

/does-car-insurance-work-australia
Car Insurance

How does car insurance work in Australia?

The process of insuring your car isn’t as complicated as it might seem. Understanding a few key aspects can help you select the right plan.

/does-modifying-car-increase-insurance
Car Insurance

Does modifying a car increase insurance?

Does modifying your car make it more difficult to insure? You might think that car insurers will stay away from touched-up vehicles. With all the right information, you can easily get modified car insurance.

/home-loan-when-self-employed
Home Loans

How to get a home loan when you're self-employed

Getting a home loan as a self-employed borrower isn’t that difficult, provided you have the right documents to prove your ability to repay the loan.

/know-home-loans-lawyers
Home Loans

What you should know about home loans for lawyers

As a legal professional, you may qualify for home loan discounts and other benefits if you earn more than a specified amount.

/credit-inquiries-affect-credit-score
Credit Score

Do credit inquiries affect your credit score?

Some types of credit inquiries can hurt your credit score. Learn how a credit inquiry affects your credit score and how you can minimise any negative effect.

/home-loan-limit-based-salary
Home Loans

Is my home loan limit based on salary?

You’ve found your dream home and are looking to see if you can get a home loan that covers the purchase. In your research, you may wonder if there’s a limit to how much you can borrow based on your salary. 

/buy-temporary-car-insurance
Car Insurance

Can you buy temporary car insurance?

Insurers may not offer temporary car insurance, but you can get monthly or pay as you drive coverage options. It’s best to make sure it’s right for you.

/car-insurance-learner-drivers
Car Insurance

Car insurance for learner drivers

Adding a learner driver to a parent’s policy may be cheaper than buying car insurance on a learner’s licence. Find out more about car insurance for learners.

/does-having-credit-card-improve-credit-score
Credit Score

Does having a credit card improve credit score?

Having a credit card is important for establishing and building a credit history. But you need to use this financial tool sensibly so that it doesn’t cause any negative impact on your credit score.

/car-insurance-compulsory-australia
Car Insurance

Is car insurance compulsory in Australia?

Do I need to insure my car in Australia? If CTP is the only form of compulsory car insurance, can I skip getting additional cover?