Jodie Humphries

Easing cost of living pressures

It’s not only the politicians who need to consider some belt tightening; Australians spent $20.3 billion on purchases in June, with credit limits hitting an all-time high of $139.8 billion. But there are some smart strategies to keep our personal finances in check.

How a little bit of research could save you thousands on your mortgage

Would you spend more time researching a holiday than the right home loan? According to reports, despite home loans being one of the biggest financial decisions most people make in their life time, some are still spending more time planning a holiday than their financial future.

Is a variable rate home loan right for you?

In Australia you have the choice to fix your home loan rate or select a variable rate home loan. Variable rate home loans are a popular choice for Australians, however individual financial circumstances differ greatly and will dictate which home loan type will best suit you.

How to work out your home loan repayments online

Dreams are dashing but one that seems consistent with Australians is the dream of owning their own home. With some hard saving, a plan and the right personal circumstance it's an achievable dream. But you shouldn’t jump in, eyes closed, or your home loan repayments could turn into your personal nightmare.

Three ways to help pay off your home loan sooner

At the end of the day, when it comes to your home loan, we all want to pay it off sooner rather than later. By identifying ways to pay down your home loan debt faster using tools such as our home loan calculator, repayments can be slashed fast, helping you achieve that goal.

The importance of comparing Aussie home loans

When comparing Aussie home loans there are many factors to take into consideration. The best way to get started is to carry out a comparison. By comparing home loans side-by-side you can get a great overall look at what each Aussie home loan is offering and work out what matters most to you.

How to locate the best home loan rates

Getting the top home loan rate for your home loan can be a tiring task – researching different lenders, talking to them and comparing interest rates can be a real time killer. But it doesn’t have to be so hard, particularly when you can easily compare home loans from the comfort of your lounge room.

How you can compare home loans to save

The elusive “cheapest mortgage” spurs home loan hunters to scramble the market for weeks before settling on a good deal. But while it’s easy to compare interest rates, few learn what it really takes to find the cheapest mortgage until they’re paying more than they have to.

Are low rate introductory home loans good value?

Introductory home loan incentives may look enticing to home buyers but for most, the important thing is the value of the loan long term.

Getting ready for a rate rise

If and when the Reserve Bank of Australia (RBA) announces that the official cash rate will increase, there are a number of strategies that borrowers can implement to prepare for a rate rise. In order to better prepare for a rate rise, we've prepared a few suggestions for Australian borrowers.