Jodie Humphries

What happens to your credit score after bankruptcy?

A bankruptcy can cause your credit score to drop and remains on your credit file longer than other defaults. You can repair your score once out of bankruptcy.

What is the difference between market value and agreed value car insurance?

When choosing car insurance policies that cover your vehicle if it’s written off, you can choose to cover the car for either the market value or an agreed sum.

What is the difference between comprehensive and third-party car insurance?

A comprehensive car insurance policy usually covers damage to your car, which a third-party policy may not. Check which fits your needs and budget better.

What is a business credit score?

When you need a loan for your business, lenders will consider your business credit score. Learn what’s a good business credit score and how to build yours.

What is third party car insurance?

Compulsory third party car insurance is a policy covering compensation for anyone injured in an accident caused by you and is mandatory in all Australian states and territories.

What factors affect your credit score?

Learn how you can achieve and maintain a good credit score by paying attention to a few crucial factors.

Answers to your questions about home loan documents required for self-employed workers

If you have questions about what home loan documents for self-employed workers lenders usually ask for we can help explain what documents are needed and why.

Do bank employees get better mortgage rates?

You may not get a preferred home loan rate just because you work at the bank. Consider comparing offers from different lenders before applying for a home loan.

Finding the right housing loan for a self-employed person

When looking at and applying for a housing loan for self-employed, consider checking the lender’s requirements and conditions to make sure you get a home loan that suits you.

Minimum Credit Score for Home Loan Australia | RateCity

When you are starting the home loan application process, you could have some anxious moments about how lenders will view your application. Typically, lenders look at factors such as age, occupation, and income. In addition to those, your credit score plays an important role in evaluating your application.