Jodie Humphries

How to qualify for a home loan if self-employed

If you’re self-employed, home loan qualifications can depend on how long you’ve been self-employed. Check the details of all home loan options available to you.

Home Loans for Medical Professionals

Home loans terms are not exactly the same for all borrowers. Medical professionals are often eligible for special benefits while applying for a home loan.

What is business car insurance?

If you use your personal car for business, buying a business car insurance policy may be a suitable option but make sure to check what the policy covers.

What you should know about LMI waiver for professionals

Depending on your home loan amount, you may have to pay for Lender’s Mortgage Insurance (LMI). Check if you can get the LMI waived based on your profession.

How can I get my free credit report?

Checking your credit report gives you insight into how lenders view you as a borrower. You can get a free credit report from any of the reporting agencies.

Handy tips for buying a home at auction

Forget The Block, auctions are a lot less glamorous and much more stressful when you're the one holding the bidding paddle. If you are organised, have your home loan pre-approved, know what you are looking for and know your budget and won't go over it, then perhaps an auction could be the place you land your dream home.

Should I get the car first or the loan?

There are four reasons why you should organise your finance before you start shopping for a car.

How offset accounts can strip years off your home loan

Unless you have a bachelor degree in finance, really smart friends or a great financial advisor, you may never learn all the tricks of the trade. For instance, did you know that offset accounts reward the conscious saver by saving you thousands in interest charges and shaving years of your loan term?

RBA holds cash rate at 1.5 per cent

The Reserve Bank of Australia has left the official cash rate on hold at 1.5 per cent at its last meeting for 2016.

Comparing home loan terms: is 25 or 30 years better?

There are a lot of decisions that have to be made when choosing a home loan. One of the most important is the loan term length. When you are paying off a loan over such a long time, five years give or take, doesn’t seem like much but it can make all the difference financially.