Home Loans Articles

Australians own the biggest houses in the world

How big are Australia's houses? According to one industry commentator, they're the biggest in the world! But are they getting smaller?

Five top tips when you're moving house

Home loans are a reality for many Australians. If you're upgrading your property, be sure to follow this handy moving checklist!

How to choose where to invest in property

Thinking about investment funds or SMSF property? When planning for the future, there are plenty of investment opportunities available.

Video: Interest rates hold! August RBA Wrap - RateCity News

The Reserve Bank has left interest rates on hold at 2.5% at its August meeting, 12 months since the last rate cut and almost 4 years since the last rate increase.

Should first home buyers access their super for a new home?

While cutting down on everyday spending can make saving up for a home deposit easier, it's easy to wonder if there's a better solution as house prices climb. For instance, should first home buyers tap into their super savings in order to get their foot on the real estate ladder?

Why you should renovate your home

Those with home loans may well think about renovating. But what are the benefits to ripping up floorboards, replacing fittings and painting walls?

Are low rates all they're cracked up to be?

Historically low fixed-term interest rates have captured the attention of current and would-be homeowners in Australia but are they all they’re cracked up to be?

The pros and cons of fixing your loan

Many Australians take out home loans in order to realise their property goals and while making the jump from a tenant to a homeowner is a big step, whether people opt for a fixed or variable home loan is another story entirely.

RateCity in the Media

Tax time can be a massive headache or a huge help. It all depends on how clued up you are on what you can claim. New research shows Aussies are missing out on $426 of unclaimed tax each year.

RateCity in the News

Tax time can be a massive headache or a huge help. Alex Parsons, CEO of RateCity.com.au, talks to Mornings about the secrets to getting your hands on everything you're entitled to.

RateCity in the Media: 2014 Jun, 9 News: buyers locked out

It's a sign of just how much the housing market has boomed, new figures showing the value of home loans approved has gone up 20 percent in the last year.

RateCity in the Media: 2014 Jan, Ten Eyewitness: low rates

There are big savings to be made on home loans right now, as NAB drops it's fixed interest rate to a 20-year low.

Mortgage rates hit all-time low

Sure, we all know to use a home loan calculator to establish borrowing capacity. But what about a home loan comparison? Recent changes may please you.

How to negotiate a home purchase

Have you used a home loan calculator to work out your borrowing capacity? Be sure to secure loan pre-approval before you start negotiating a home purchase.

How to haggle for a better deal

Whether you're doing your weekly grocery shop or hunting down a low rate mortgage, the thought of a bargain is all too enticing. If you can get a cheaper price than what's marked down, you'd take the better deal, right?

Stocks drop: Property investors rejoice

A dip in the nation's housing stock presents opportunities for investors, as would-be buyers look to rent property instead.

Home loan guide

Working out the loan amount is an important first step towards home ownership, so it’s imperative to work out how little or how much you can comfortably afford to borrow.

Investors beware: house prices don't always rise

Investing in bricks and mortar is a safe bet, right? According to the Reserve Bank of Australia (RBA), this is not always the case as the central bank warns home investment won't always bring home the bacon.