Home Loans Articles

Australians sacrificing lifestyle for mortgages

Australians are ditching the fancy meals out in order to save for home loans faster. Setting up the right savings account is essential.

Should you go guarantor for your kids?

Becoming a guarantor for your kids is a great way to help them enter the property market. But there are numerous risks involved too.

VIDEO: July RBA Wrap - RateCity news update

The good news keeps coming for Australian home owners and potential buyers, with the Reserve Bank of Australia (RBA) announcing it is leaving interest rates on hold at 2.5 percent – for a least another month.

Tips for building a new home

Building a new home from scratch has a lot of advantages and you just got an extra incentive to look at home loans for a newly-built home, thanks to the changes to the First Home Owners Grant (FHOG) in the state budget.

Signs it's time to move house

Like the dreaded seven-year itch, if you've been living in your present home for a while it's not unusual to suddenly feel the urge to refinance your home loan and move. And don't worry - you're not alone.

Getting the most out of your rental property

In the current Australian housing market, it's not surprising if you've been surreptitiously comparing home loans and thinking about buying a house to rent out. If you've got a rental property, or are planning to refinance your home loan so you can get one, there are a few things you can do to increase its value.

In debt at 105-years-old

The prospect of being in debt for a 30-year standard home loan period is cumbersome for most, so imagine carrying this debt into the ripe old age of 105.

Three reasons to consider investing in property

Perhaps you've always been curious about investing in property but weren't sure of the particulars. Here's some reasons why real estate could be an avenue for you.

What Australia's growth means for property buyers

Australia's population will more than double in a little over 60 years. For those thinking about getting a home loan, this could have a variety of impacts.

Four things you might forget when buying a house

Buying a house is always complicated, but if this is your first time doing it, you might miss out a few important details.

Why to sell in winter and buy in spring

When it comes to selling houses, the conventional wisdom is that spring is the best time to go to market. Reasons cited include the extra sunshine, which can make homes look brighter and gardens more blooming, and the fact that warmer weather is more conducive to bringing buyers out in droves.

Why now's the time to pay extra off your mortgage

With household spending slowing, real wages declining and construction also on a downward trend, it was perhaps not surprising that the Reserve Bank of Australia decided to leave interest rates unchanged at its June board meeting this week.

Home Loans Guide - Step 6 of 7 - Application

Home Loan Deposit - Step by Step guide 6 with Laine Lister - the ins and outs of the mortgage application process.

VIDEO: June RBA Wrap - RateCity news update

With the Reserve Bank of Australia leaving interest rates on hold at 2.5% again, and to talk more about the impact to housing affordability, we spoke with Alex Parsons, the CEO of RateCity.

Home Loans Guide - Step 5 of 7 - Features

Home Loan Deposit - Step by Step guide 5 with Laine Lister - the ins and outs of home loan features.

Home Loans Guide - Step 4 of 7 - Deposit

Home Loan Deposit - Step by Step guide 4 with Laine Lister - the ins and outs of mortgage deposits.

Home Loans Guide - Step 3 of 7 - Type

Home Loan Type - Step by Step Guide 3 with Laine Lister - the ins and outs of mortgage types.

Home Loans Guide - Step 2 of 7 - Purpose

Home Loan Purpose- Step by Step guide 2 with Laine Lister - helping you choose the right mortgage for your needs.