Jodie Humphries

How to find the best super fund for low-income earners?

There are several government initiatives that can help boost the super balances of low-income earners. However, to maximise the benefits, choosing the right super fund based on your circumstances is important.

Understanding what the difference is between super accumulation vs pension phase

There are two main phases to your superannuation journey, accumulation and pension. We cover how they differ and how each phase helps you in retirement.

What SMSF managers should know about applying for an ABN

Australian super laws require SMSFs to apply for an ABN. But before you set that up, you must first ensure your SMSF complies with all ATO regulations.

How does a guarantor mortgage work?

Saving a deposit on a home is a significant hurdle facing many aspiring first time home buyers. A guarantor home loan may be the solution.

Why consider a bridging loan when buying and selling a house

A bridging loan could be helpful when you’re buying a new home and need to sell your current one.

Do I have to pay tax on superannuation earnings after 60?

Most people can withdraw their super tax-free after age 60 unless they are members of an untaxed super fund.

Understanding military superannuation in Australia

You may receive your military superannuation contributions through the DFRDB scheme, the MSBS, ADF Super, or a fund of your choice.

Backpackers’ car insurance guide

If you’re backpacking around Australia for more than three months, it may be helpful to have a car. You’ll also want to get car insurance for backpackers.

Simple interest vs compound interest: Understanding the difference

When you deposit your money in a bank account it earns interest, but which kind? It’s helpful to know how simple interest vs compound interest may affect your savings

Can super fund members directly invest their super balance?

Only some super funds allow members to invest directly, although you can choose the investment strategy you prefer based on the amount of risk you want to take.