Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

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Home Loans

Why consider a bridging loan when buying and selling a house

A bridging loan could be helpful when you’re buying a new home and need to sell your current one.

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Superannuation

Do I have to pay tax on superannuation earnings after 60?

Most people can withdraw their super tax-free after age 60 unless they are members of an untaxed super fund.

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Superannuation

Understanding military superannuation in Australia

You may receive your military superannuation contributions through the DFRDB scheme, the MSBS, ADF Super, or a fund of your choice.

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Car Insurance

Backpackers’ car insurance guide

If you’re backpacking around Australia for more than three months, it may be helpful to have a car. You’ll also want to get car insurance for backpackers.

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Savings Accounts

Simple interest vs compound interest: Understanding the difference

When you deposit your money in a bank account it earns interest, but which kind? It’s helpful to know how simple interest vs compound interest may affect your savings

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Car Loans

Personal loan vs car loan : which option works best for you

If you’re looking at ways to finance your car purchase, you may want to know the difference between a car loan and a personal loan. Compare the options and choose what’s right for you.

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Home Loans

How does a house get valued?

A house valuation typically occurs when you apply to mortgage a property you already own or for a mortgage for a property you’re looking to purchase.

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Car Loans

Car repair loans: What you should know

When you need to get significant work done on your car, a car repair loan can help meet expenses. Compare car repair financing terms offered by different lenders before you borrow.

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Home Loans

Can mortgage arrears affect my credit rating?

Mortgage arrears could impact your credit rating and appear on your credit file even without a full default. Discuss your financial situation with your lender before defaulting.

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Home Loans

Can you stop paying the mortgage after a divorce?

If you’re going through a divorce, or have just finalised your separation, you and your former spouse may still be liable to pay your mortgage, so it’s best to discuss this before separating.