Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

/business-loan-vs-personal-loan
Personal Loans

Business loan vs. personal loan – how are these different?

If you’re a business owner needing financial support, you’d be deciding between a business loan versus a personal loan. Understanding both options will help you decide.

/types-of-car-warranties
Car Insurance

What are the types of car warranties?

When you buy a new car, it’ll come with one of the types of car warranties that protect you from technical, design or mechanical issues caused by the manufacturer.

/car-loan-after-a-debt-agreement
Car Loans

Can you get a car loan after a debt agreement?

If you have a debt agreement and are looking for a car loan, there are ways you may be able to qualify for one.

/buying-a-car-on-hire-purchase
Car Loans

Buying a car on hire purchase

Hire purchase is a way to finance a car that you will be using for business purposes. The lender buys the vehicle, and you hire it for a specific period. Read what is involved in buying a car through hire purchase.

/what-is-debt-consolidation
Home Loans

What is debt consolidation, and how does it affect mortgage?

Repaying multiple loans and debts can be expensive and confusing. However, debt consolidation may help you better manage your finances. Find out how.

/car-insurance-claim-tips
Car Insurance

Car insurance claim tips you must know

A car accident can happen anytime to anyone, and it’s helpful to know some car insurance claim tips to help you get through the claim when feeling stressed.

/can-i-get-a-loan-to-buy-land-in-australia
Home Loans

Can I get a loan to buy land in Australia?

You can get a land loan in Australia, but lenders may prefer borrowers buying registered land and planning to build a house on it.

/average-age-to-pay-off-a-mortgage-australia
Home Loans

Average mortgage age in Australia

Over the years, the average age to pay off a mortgage in Australia has increased. The average mortgage age may continue to increase depending on the property market.

/vacant-land-loans-australia
Home Loans

What should you know about vacant land loans in Australia?

If you’re looking at purchasing a block of land, a vacant land home loan can provide you with the money you need.

/home-loan-top-up
Home Loans

What is a home loan top-up?

Topping up your home loan can be an efficient way to access additional funds. Based on your available home equity and financial situation, you may be able to borrow up to 80 per cent of your property’s value as a top-up loan.