Jodie Humphries

Buying a car on hire purchase

Hire purchase is a way to finance a car that you will be using for business purposes. The lender buys the vehicle, and you hire it for a specific period. Read what is involved in buying a car through hire purchase.

What is debt consolidation, and how does it affect mortgage?

Repaying multiple loans and debts can be expensive and confusing. However, debt consolidation may help you better manage your finances. Find out how.

Car insurance claim tips you must know

A car accident can happen anytime to anyone, and it’s helpful to know some car insurance claim tips to help you get through the claim when feeling stressed.

Can I get a loan to buy land in Australia?

You can get a land loan in Australia, but lenders may prefer borrowers buying registered land and planning to build a house on it.

Average mortgage age in Australia

Over the years, the average age to pay off a mortgage in Australia has increased. The average mortgage age may continue to increase depending on the property market.

What should you know about vacant land loans in Australia?

If you’re looking at purchasing a block of land, a vacant land home loan can provide you with the money you need.

What is a home loan top-up?

Topping up your home loan can be an efficient way to access additional funds. Based on your available home equity and financial situation, you may be able to borrow up to 80 per cent of your property’s value as a top-up loan.

How to find the best super fund for low-income earners?

There are several government initiatives that can help boost the super balances of low-income earners. However, to maximise the benefits, choosing the right super fund based on your circumstances is important.

Understanding what the difference is between super accumulation vs pension phase

There are two main phases to your superannuation journey, accumulation and pension. We cover how they differ and how each phase helps you in retirement.

How does a guarantor mortgage work?

Saving a deposit on a home is a significant hurdle facing many aspiring first time home buyers. A guarantor home loan may be the solution.