Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

627 articles written by Jodie Humphries

/illegal-early-release-of-super
Superannuation

What does illegal early release of super mean?

Illegal withdrawal of super involves taking money out of your super fund without meeting the conditions of release and could end in a penalty.

/how-age-pension-and-superannuation-are-related
Superannuation

Understanding how the Age Pension and superannuation are related

How does the money in your super account affect the income and assets test to qualify for the Australian Government Age Pension? You need to know the rules to understand how superannuation affects the Age Pension.

/smsf-electronic-service-address
Superannuation

Your SMSF electronic service address

To deposit superannuation contributions into your self-managed super fund (SMSF), your employer must use SuperStream – a standardised process created by the government of Australia. Your SMSF needs an electronic service address (ESA) for SuperStream transactions.

/industry-vs-retail-super-funds
Superannuation

What’s the difference between industry and retail super funds?

When you’re looking for a superannuation fund, you will find various types. How do industry super vs retail funds compare and which will suit you better?

/what-is-annual-leave-loading
Superannuation

What is annual leave loading and can I benefit from it?

You may be eligible for an additional payment on top of your wages on the days when you are on annual leave. Find out whether annual leave loading can help you.

/does-lump-sum-superannuation-payment-contribute-building-larger-balance
Superannuation

How does a lump sum superannuation payment contribute to building a larger balance?

Making additional contributions to your super could help you build a larger balance that gives you a better life in retirement.

/what-to-do-after-car-accident-australia
Car Insurance

Learn what to do when you have a car accident in Australia

Worried about what to do after a minor car accident? Remaining calm, getting medical help, and informing your insurer should be the first steps you take.

/buying-a-vehicle-out-of-state
Car Insurance

Your guide to buying a vehicle out of state

Purchasing a car out of state may offer some advantages, but if you’ve not done this before, it can be a daunting task helped by research.

/high-performance-car-insurance
Car Insurance

High-performance car insurance: Everything you need to know

High-performance cars are luxurious, sleek, and come at a hefty price. With this price, owners want to find the best high-performance car insurance for their vehicles.

/join-qantas-frequent-flyer-program-free
Credit Cards

How can you join the Qantas Frequent Flyer program for free?

Usually, Australians pay a hefty fee to open a Qantas Frequent Flyer membership. But there are ways to join this program for free.