Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

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Car Insurance

Your complete guide to car valuation

When you want to insure or sell your car, you will invariably face the question, ‘What’s the market value of my car?’ A car valuation helps answer this question. This car valuation guide explains the factors that affect your vehicle’s valuation.

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Car Loans

Can’t afford your car payments? Here’s what you need to know

Read on to know what happens if you are unable to make car payments, the options you have in such circumstances and how you can stop paying car loan together.

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Home Loans

Property Development Loans: How do they work? | RateCity

You can use a property development loan to finance the development of a block of land for residential or commercial purposes.

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Superannuation

SMSF Costs: Everything you need to know

If you’re thinking of keeping your super savings in a self-managed super fund (SMSF), you’ll need to have an idea of SMSF setup costs. You will also need to estimate the costs to maintain an SMSF.

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Home Loans

What happens to my mortgage if I file for bankruptcy?

You may have several questions in your mind while considering filing for bankruptcy, especially if you’re married. Understanding the legal and financial implications of this decision is important to ensure you take the most appropriate steps to manage your situation.

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Superannuation

What is the SMSF Association?

The SMSF Association represents the self-managed super fund sector of Australia. The association works to enhance the knowledge of SMSF professionals and trustees and advocates for the sector in discussions with various stakeholders.

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Home Loans

What is mortgage protection insurance?

Your home mortgage is typically your biggest debt obligation, so if you’re worried about how you’ll manage repayments if your income stops, you might want to consider buying mortgage protection insurance.

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Home Loans

What is an off market property sale and should you consider it?

There are a number of ways to buy a property, and each method has its pros and cons. While most people are aware of private treaty sales and auctions, not many know about unlisted or off market properties that might offer the benefit of exclusivity or reduced competition.

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Home Loans

What is the difference between a gift of equity and a gifted deposit?

A gifted deposit and a gift of equity are based on similar concepts, but different regulations govern them. See which one is best suited for which situations.

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Home Loans

What can you do if your co-owner is not paying the mortgage?

Co-owning property with someone has many benefits but also comes with risks. Find out how you can deal with the situation when your co-owner is not paying the mortgage.