Jodie Humphries

Personal Finance Editor

Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.

561 articles written by Jodie Humphries

problems repaying my mortgage
Home Loans

What should I do if I have problems repaying my mortgage?

If you need help repaying your mortgage, you may want to talk to your lender about their hardship options and check if you can defer or reduce your repayments.

/how-does-fupay-work
Buy Now Pay Later

How does Fupay work?

Fupay offers customers small loans, either as cash transfers or credit, to cover expenses like house rent, utilities, and food bills.

/nft
Cryptocurrency

What is an NFT?

A Non-Fungible Token, also known as an NFT, is a certificate of authenticity and proof of ownership. NFTs are blockchain assets and used in the art world and other applications.

/klarna-different-buy-pay-later-services
Buy Now Pay Later

What is Klarna and how is it different from other Buy Now Pay Later services?

Klarna is a buy now, pay later (BNPL) service that can be used at almost any retailer, even outside the company’s partner network. You can use Klarna to pay for your shopping in four equal interest-free instalments, but late fees may apply if you fall behind your repayment schedule

/how-much-money-can-i-borrow-for-a-car-loan
Car Loans

How much money can I borrow for a car loan?

Like with any loan, how much you’re approved to borrow with a car loan depends on your income, expenses, and credit habits.

/does-applying-credit-card-affect-credit-rating
Credit Cards

Does applying for a credit card affect credit rating?

Your credit rating can be influenced by multiple factors, and sometimes simply applying for a credit card may negatively impact it. Learn how this works to protect your rating.

Can you transfer Velocity points back to a Flybuys account
Credit Cards

Flybuys to Velocity: How to transfer & convert | RateCity

While you cannot transfer your Velocity points to your Flybuys account, you can use them to buy or upgrade tickets for domestic Virgin Australia flights.

/what-is-the-parenting-payment-and-how-can-it-help-me
Savings Accounts

What is the Parenting Payment and how can it help me?

Eligible parents struggling to meet costs related to child-raising can apply for Government support in the form of the Parenting Payment and Family Tax Benefit.

/tips-to-find-affordable-car-insurance-for-high-risk-drivers
Car Insurance

Tips to find affordable car insurance for high-risk drivers

Making several claims or being involved in an accident may categorise you as high-risk and can potentially increase the car insurance premium. Even if the insurers consider you a high-risk driver, there are ways to improve your driving record and lower the premium cost.

/choose-car-insurance-coverage
Car Insurance

How to choose car insurance coverage?

Having car insurance is mandatory irrespective of the type of vehicle you drive. When looking for insurance, ensure you compare the cost and the inclusions and exclusions offered by different policies.